BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2025 Tipo Cambio: 36.6243

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 175  498.5 11.3 947  2,411.4 25.6 11,873  39,775.6 0.6 1,381  3,313.2 19.7 262  786.2 35.0 347  1,109.6 20.9 104  613.8 79.6 31  82.4 18.0 0 0.0 0.0 15,120  48,590.8 0.7 De 31 a 60 días 49  252.7 5.7 184  903.2 9.6 2,340  17,365.5 0.3 324  1,739.3 10.3 50  320.1 14.3 79  496.5 9.4 20  127.4 16.5 4  26.5 5.8 0 0.0 0.0 3,050  21,231.3 0.3 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 4,462  28,510.6 0.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4,462  28,510.6 0.4 De 91 a 180 días 0 0.0 0.0 0 0.0 0.0 10,722  101,611.3 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 10,722  101,611.3 1.5 De 181 a 360 días 23  2,774.2 62.7 13  4,131.7 43.9 22,974  343,281.6 5.2 57  9,987.8 59.4 0 0.0 0.0 20  1,178.6 22.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 23,087  361,354.0 5.5 A más de 360 días 16  900.0 20.3 27  1,965.0 20.9 245,930  6,029,117.9 91.9 35  1,782.9 10.6 12  1,137.0 50.7 22  2,514.4 47.4 1  30.0 3.9 2  350.0 76.3 1  15.0 100.0 246,046  6,037,812.2 91.5 SUB - TOTAL C$ 263  4,425.4   1,171  9,411.4   298,301  6,559,662.4   1,797  16,823.2   324  2,243.3   468  5,299.1   125  771.3   37  458.9   1  15.0   302,487  6,599,110.0   PORCENTAJE 0.1 0.1   0.4 0.1   98.6 99.4   0.6 0.3   0.1 0.0   0.2 0.1   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 8  0.9 0.0 7  1.9 0.0 603  81.5 0.0 41  4.0 0.0 0 0.0 0.0 17  2.8 0.0 1  0.0 0.0 0 0.0 0.0 0 0.0 0.0 677  91.0 0.0 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 203  1,167.3 0.1 11  2.6 0.0 0 0.0 0.0 12  2.4 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 226  1,172.3 0.1 De 61 a 90 días 6  7.7 0.0 9  6.4 0.0 1,907  2,981.4 0.2 18  14.1 0.0 3  1.1 0.0 10  25.7 0.0 0 0.0 0.0 1  0.7 0.0 0 0.0 0.0 1,954  3,037.0 0.2 De 91 a 180 días 21  18.4 0.1 28  29.4 0.0 255  6,604.7 0.5 59  1,870.9 1.6 9  4.2 0.0 43  796.3 1.2 2  1.1 0.0 1  0.1 0.0 0 0.0 0.0 418  9,325.2 0.5 De 181 a 360 días 252  250.5 0.7 339  17,191.6 8.3 2,379  69,868.5 5.6 595  8,552.0 7.1 73  194.2 1.8 397  3,669.8 5.4 20  11.7 0.3 13  17.4 0.1 0 0.0 0.0 4,068  99,755.8 5.8 A más de 360 días 5,650  36,410.8 99.2 8,061  188,879.0 91.6 312,608  1,161,659.3 93.5 13,652  110,085.2 91.3 1,989  10,865.8 98.2 6,656  63,360.0 93.4 716  3,841.4 99.7 482  24,468.6 99.9 41  220.2 100.0 349,855  1,599,790.4 93.4 SUB - TOTAL US$ 5,937  36,688.4   8,444  206,108.3   317,955  1,242,362.7   14,376  120,528.8   2,074  11,065.3   7,135  67,857.0   739  3,854.2   497  24,486.8   41  220.2   357,198  1,713,171.7   PORCENTAJE 1.7 2.1   2.4 12.0   89.0 72.5   4.0 7.0   0.6 0.6   2.0 4.0   0.2 0.2   0.1 1.4   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 6,200  1,348,120.8   9,615  7,558,002.1   616,256  52,060,731.0   16,173  4,431,096.9   2,398  407,501.8   7,603  2,490,519.2   864  141,925.7   534  897,273.8   42  8,081.4   659,685  69,343,252.8   PORCENTAJE 0.9 1.9   1.5 10.9   93.4 75.1   2.5 6.4   0.4 0.6   1.2 3.6   0.1 0.2   0.1 1.3   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.