SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2024
Tipo Cambio: 36.6243
MONEDA NACIONAL
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días308 744.60.21,488 3,497.90.330,603 129,619.91.02,765 6,475.90.4529 1,500.60.2753 1,818.10.2280 1,119.00.6194 400.00.179 213.00.436,999 145,388.90.8
De 31 a 60 días105 342.10.1622 5,617.90.53,813 90,451.50.7853 2,809.60.2141 419.90.1231 944.30.1320 1,224.40.760 204.70.148 400.70.76,193 102,415.10.5
De 61 a 90 días73 680.20.2152 3,415.30.31,382 120,235.90.9205 2,705.70.242 218.00.076 6,349.60.620 192.10.124 150.70.010 49.30.11,984 133,996.80.7
De 91 a 180 días85 591.80.1360 54,381.54.83,734 359,583.92.7566 14,286.31.080 34,839.44.6250 230,934.420.127 1,189.70.739 483.20.110 204.60.45,151 696,494.93.7
De 181 a 360 días420 23,738.45.31,899 121,785.810.79,138 890,892.26.74,009 152,443.710.6668 220,362.329.11,408 285,993.824.9117 2,607.01.4293 8,902.52.751 1,305.32.318,003 1,708,031.19.1
A más de 360 días23,597 418,635.494.148,636 949,542.983.4521,699 11,691,697.388.057,005 1,261,092.387.620,516 500,977.066.128,459 621,614.954.24,839 175,790.196.510,878 324,526.197.02,674 53,428.896.1718,303 15,997,304.785.2
SUB - TOTAL C$24,588 444,732.5 53,157 1,138,241.2 570,369 13,282,480.8 65,403 1,439,813.6 21,976 758,317.2 31,177 1,147,655.1 5,603 182,122.2 11,488 334,667.2 2,872 55,601.7 786,633 18,783,631.5 
PORCENTAJE3.12.4 6.86.1 72.570.7 8.37.7 2.84.0 4.06.1 0.71.0 1.51.8 0.40.3 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días22 0.60.038 50.20.01,451 8,352.60.2101 8.40.010 0.30.037 4.60.03 0.60.08 0.30.000.00.01,670 8,417.60.2
De 31 a 60 días1 0.40.03 28.20.0433 6,021.80.211 48.80.02 60.00.07 54.20.000.00.01 0.20.000.00.0458 6,213.60.1
De 61 a 90 días85 135.70.1158 132.80.07,217 11,083.60.3206 289.00.152 28.90.0131 239.50.116 30.60.118 9.70.011 2.00.07,894 11,951.90.2
De 91 a 180 días491 2,321.91.3857 26,647.74.614,811 61,296.01.81,121 3,148.70.8315 554.30.4633 6,526.91.957 67.10.1141 2,594.91.926 15.20.018,452 103,172.72.0
De 181 a 360 días1,540 31,690.417.43,379 52,581.89.135,238 243,016.77.13,754 18,890.04.81,052 5,227.73.43,021 37,004.011.1243 473.91.0424 4,929.33.6137 236.00.748,788 394,049.87.4
A más de 360 días39,263 147,940.581.275,643 498,670.286.3705,959 3,096,552.690.479,542 372,684.694.327,509 145,902.496.145,079 291,020.886.98,733 48,542.898.815,189 129,503.694.53,748 35,337.599.31,000,665 4,766,155.190.1
SUB - TOTAL US$41,402 182,089.6 80,078 578,111.0 765,109 3,426,323.3 84,735 395,069.4 28,940 151,773.5 48,908 334,850.1 9,052 49,114.9 15,781 137,038.0 3,922 35,590.8 1,077,927 5,289,960.7 
PORCENTAJE3.83.4 7.410.9 71.064.8 7.97.5 2.72.9 4.56.3 0.80.9 1.52.6 0.40.7 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$65,990 7,113,664.6 133,235 22,311,195.8 1,335,478 138,769,831.5 150,138 15,908,955.0 50,916 6,316,948.7 80,085 13,411,344.5 14,655 1,980,920.6 27,269 5,353,615.0 6,794 1,359,083.1 1,864,560 212,525,558.7 
PORCENTAJE3.53.3 7.110.5 71.665.3 8.17.5 2.73.0 4.36.3 0.80.9 1.52.5 0.40.6 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.