BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2021 Tipo Cambio: 35.5210

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 187  386.8 20.2 985  2,116.8 14.4 13,497  34,953.6 1.5 1,493  3,152.9 43.9 283  550.4 69.7 472  1,252.8 27.2 47  101.6 59.6 29  60.3 19.7 0 0.0 0.0 16,993  42,575.2 1.8 De 31 a 60 días 35  163.9 8.6 195  829.4 5.7 2,427  12,550.5 0.5 144  619.0 8.6 22  65.6 8.3 91  445.6 9.7 11  68.8 40.4 2  7.6 2.5 0 0.0 0.0 2,927  14,750.4 0.6 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 91 a 180 días 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 181 a 360 días 9  768.1 40.1 8  1,195.6 8.2 44  11,959.0 0.5 19  1,866.5 26.0 0 0.0 0.0 11  709.5 15.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 91  16,498.7 0.7 A más de 360 días 24  595.8 31.1 27  10,527.1 71.8 152,754  2,283,934.0 97.5 18  1,538.8 21.4 7  173.7 22.0 10  2,196.8 47.7 0 0.0 0.0 3  237.6 77.8 1  15.3 100.0 152,844  2,299,219.1 96.9 SUB - TOTAL C$ 255  1,914.7   1,215  14,668.8   168,722  2,343,397.2   1,674  7,177.2   312  789.7   584  4,604.6   58  170.4   34  305.5   1  15.3   172,855  2,373,043.5   PORCENTAJE 0.1 0.1   0.7 0.6   97.6 98.8   1.0 0.3   0.2 0.0   0.3 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 21  0.6 0.0 13  0.4 0.0 944  94.4 0.0 62  3.5 0.0 2  0.0 0.0 9  0.2 0.0 0 0.0 0.0 9  0.4 0.0 0 0.0 0.0 1,060  99.5 0.0 De 31 a 60 días 0 0.0 0.0 1  0.0 0.0 218  69.6 0.0 3  0.3 0.0 0 0.0 0.0 1  0.2 0.0 0 0.0 0.0 1  0.0 0.0 0 0.0 0.0 224  70.1 0.0 De 61 a 90 días 11  11.3 0.1 3  1.7 0.0 2,464  1,679.3 0.3 25  213.3 0.3 3  1.6 0.0 6  5.0 0.0 0 0.0 0.0 1  0.2 0.0 0 0.0 0.0 2,513  1,912.4 0.2 De 91 a 180 días 21  8.8 0.1 24  58.2 0.1 3,897  3,060.4 0.5 42  434.6 0.5 4  4.2 0.1 21  4,508.2 12.3 4  0.7 0.1 1  3.4 0.0 0 0.0 0.0 4,014  8,078.7 1.0 De 181 a 360 días 261  192.6 1.5 357  3,879.3 6.2 4,530  23,341.0 3.8 501  7,123.0 8.9 92  48.8 1.2 316  2,380.9 6.5 22  9.7 0.8 15  17.0 0.1 4  2.5 3.8 6,098  36,994.8 4.4 A más de 360 días 3,434  12,926.0 98.4 5,602  59,053.7 93.7 204,034  581,435.2 95.4 7,497  72,126.1 90.3 1,182  4,134.0 98.7 4,007  29,725.4 81.2 683  1,269.7 99.2 156  24,349.5 99.9 23  62.8 96.2 226,618  785,082.3 94.3 SUB - TOTAL US$ 3,748  13,139.3   6,000  62,993.4   216,087  609,679.9   8,130  79,900.7   1,283  4,188.7   4,360  36,619.9   709  1,280.2   183  24,370.6   27  65.3   240,527  832,237.9   PORCENTAJE 1.6 1.6   2.5 7.6   89.8 73.3   3.4 9.6   0.5 0.5   1.8 4.4   0.3 0.2   0.1 2.9   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 4,003  468,637.0   7,215  2,252,267.7   384,809  24,000,273.9   9,804  2,845,329.1   1,595  149,576.7   4,944  1,305,378.8   767  45,646.1   217  865,971.4   28  2,333.5   413,382  31,935,414.2   PORCENTAJE 1.0 1.5   1.7 7.1   93.1 75.2   2.4 8.9   0.4 0.5   1.2 4.1   0.2 0.1   0.1 2.7   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.