BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 30 de Junio del 2016 MONEDA NACIONAL Tipo Cambio:  28.6142

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 409  1,330.4 26.0 1,453  3,015.1 3.7 23,101  44,709.3 1.7 2,642  4,419.6 10.2 272  420.9 14.2 1,069  1,487.0 32.8 13  1.8 100.0 0 0.0 0.0 0 0.0 0.0 28,959  55,384.0 2.0 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 13  14,742.3 0.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  14,742.3 0.5 De 91 a 180 días 0 0.0 0.0 0 0.0 0.0 16  2,145.2 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 16  2,145.2 0.1 De 181 a 360 días 11  1,236.7 24.2 30  3,560.0 4.3 230  42,756.8 1.7 51  31,784.2 73.7 4  1,301.0 43.9 12  2,880.6 63.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 338  83,519.4 3.1 A más de 360 días 10  2,545.0 49.8 70  75,468.3 92.0 176,343  2,467,203.8 95.9 27  6,936.8 16.1 2  1,243.0 41.9 2  162.8 3.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 176,454  2,553,559.8 94.2 SUB - TOTAL C$ 430  5,112.0   1,553  82,043.4   199,703  2,571,557.4   2,720  43,140.7   278  2,964.9   1,083  4,530.4   13  1.8   0 0.0   0 0.0   205,780  2,709,350.7   PORCENTAJE 0.2 0.2   0.8 3.0   97.0 94.9   1.3 1.6   0.1 0.1   0.5 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 15  0.1 0.0 17  5.7 0.0 762  171.0 0.0 69  5.2 0.0 2  0.0 0.0 21  4.0 0.0 1  0.0 0.0 0 0.0 0.0 0 0.0 0.0 887  186.0 0.0 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 5  7,895.6 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 5  7,895.6 0.7 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 718  789.6 0.1 3  55.7 0.1 0 0.0 0.0 1  9.1 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 722  854.4 0.1 De 91 a 180 días 14  13.0 0.0 34  273.6 0.5 2,389  8,454.6 1.1 39  2,023.9 2.0 5  4.0 0.1 21  105.6 0.2 1  0.3 0.0 0 0.0 0.0 1  0.1 0.0 2,504  10,875.0 1.0 De 181 a 360 días 212  234.2 0.9 351  1,726.0 3.0 4,251  57,099.2 7.2 411  2,442.4 2.4 41  17.2 0.2 239  1,687.9 3.3 83  29.0 2.6 2  0.6 0.0 1  0.6 0.1 5,591  63,237.0 6.0 A más de 360 días 4,789  26,276.2 99.1 8,076  55,970.0 96.5 247,320  722,032.6 90.7 9,643  95,351.4 95.5 1,244  7,080.5 99.7 5,891  48,997.8 96.4 734  1,065.8 97.3 96  15,537.0 100.0 18  433.0 99.9 277,811  972,744.3 92.1 SUB - TOTAL US$ 5,030  26,523.5   8,478  57,975.3   255,445  796,442.5   10,165  99,878.6   1,292  7,101.8   6,173  50,804.4   819  1,095.1   98  15,537.5   20  433.6   287,520  1,055,792.3   PORCENTAJE 1.7 2.5   2.9 5.5   88.8 75.4   3.5 9.5   0.4 0.7   2.1 4.8   0.3 0.1   0.0 1.5   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 5,460  764,057.2   10,031  1,740,964.8   455,148  25,361,498.6   12,885  2,901,076.6   1,570  206,177.9   7,256  1,458,266.7   832  31,340.0   98  444,595.0   20  12,406.3   493,300  32,920,383.2   PORCENTAJE 1.1 2.3   2.0 5.3   92.3 77.0   2.6 8.8   0.3 0.6   1.5 4.4   0.2 0.1   0.0 1.4   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.