BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Marzo del 2016 MONEDA NACIONAL Tipo Cambio:  28.2691

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 452  785.9 14.4 1,344  3,463.5 5.2 24,443  47,379.3 2.0 2,605  4,287.7 20.0 359  588.2 19.9 768  1,894.3 32.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 29,971  58,398.9 2.4 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 2  301.2 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  301.2 0.0 De 61 a 90 días 0 0.0 0.0 1  1,835.4 2.8 10  7,400.1 0.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 11  9,235.5 0.4 De 91 a 180 días 0 0.0 0.0 0 0.0 0.0 13  14,882.0 0.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  14,882.0 0.6 De 181 a 360 días 9  1,272.1 23.4 38  7,391.8 11.2 224  24,623.2 1.1 51  4,150.2 19.4 3  1,084.9 36.6 14  3,745.8 64.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 339  42,267.9 1.7 A más de 360 días 14  3,381.4 62.2 75  53,577.4 80.8 171,725  2,226,666.1 95.9 21  12,986.3 60.6 2  1,290.0 43.5 2  199.4 3.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 171,839  2,298,100.6 94.8 SUB - TOTAL C$ 475  5,439.4   1,458  66,267.9   196,417  2,321,251.9   2,677  21,424.2   364  2,963.1   784  5,839.6   0 0.0   0 0.0   0 0.0   202,175  2,423,186.1   PORCENTAJE 0.2 0.2   0.7 2.7   97.2 95.8   1.3 0.9   0.2 0.1   0.4 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 17  0.2 0.0 22  4.1 0.0 733  119.8 0.0 73  6.0 0.0 4  0.3 0.0 26  37.5 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 875  167.9 0.0 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 10  10,201.7 1.4 1  2.1 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 11  10,203.8 1.0 De 61 a 90 días 3  2.8 0.0 14  61.6 0.1 565  839.0 0.1 6  54.1 0.1 2  0.7 0.0 8  38.7 0.1 1  0.1 0.0 1  0.6 0.0 0 0.0 0.0 600  997.6 0.1 De 91 a 180 días 9  60.8 0.2 16  174.7 0.3 3,570  8,984.6 1.2 25  1,561.8 1.6 4  35.7 0.5 15  51.9 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3,639  10,869.6 1.1 De 181 a 360 días 188  141.2 0.6 318  1,724.0 3.3 3,081  41,859.6 5.6 352  1,200.9 1.2 37  36.1 0.5 222  3,246.2 6.6 73  18.3 1.8 0 0.0 0.0 2  0.1 0.0 4,273  48,226.5 4.8 A más de 360 días 4,456  25,271.6 99.2 7,530  51,043.2 96.3 237,096  688,597.1 91.7 8,943  93,860.0 97.1 1,114  6,906.8 99.0 5,511  45,921.5 93.2 683  998.4 98.2 78  12,857.3 100.0 16  446.5 100.0 265,427  925,902.4 92.9 SUB - TOTAL US$ 4,673  25,476.6   7,900  53,007.6   245,055  750,601.9   9,400  96,684.8   1,161  6,979.6   5,782  49,295.9   757  1,016.8   79  12,857.9   18  446.6   274,825  996,367.8   PORCENTAJE 1.7 2.6   2.9 5.3   89.2 75.3   3.4 9.7   0.4 0.7   2.1 4.9   0.3 0.1   0.0 1.3   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 5,148  725,658.7   9,358  1,564,757.0   441,472  23,540,381.5   12,077  2,754,617.5   1,525  200,274.9   6,566  1,399,395.7   757  28,746.4   79  363,481.3   18  12,625.9   477,000  30,589,938.9   PORCENTAJE 1.1 2.4   2.0 5.1   92.6 77.0   2.5 9.0   0.3 0.7   1.4 4.6   0.2 0.1   0.0 1.2   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.