BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2015 MONEDA NACIONAL Tipo Cambio:  27.9283

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 392  540.9 9.2 1,088  2,268.8 2.7 22,043  265,033.6 10.5 1,862  3,219.7 13.5 304  520.8 24.4 984  1,589.8 33.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 26,673  273,173.6 10.4 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 2  35.2 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  35.2 0.0 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 16  818.3 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 16  818.3 0.0 De 91 a 180 días 0 0.0 0.0 0 0.0 0.0 20  39,287.0 1.6 1  9,097.2 38.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 21  48,384.1 1.8 De 181 a 360 días 9  1,335.6 22.6 44  14,287.5 16.8 213  24,682.1 1.0 49  4,053.3 17.0 2  345.4 16.2 11  1,428.3 30.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 328  46,132.2 1.8 A más de 360 días 14  4,021.4 68.2 62  68,519.7 80.5 167,907  2,184,578.5 86.9 16  7,453.4 31.3 2  1,265.5 59.4 3  1,742.2 36.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 168,004  2,267,580.7 86.0 SUB - TOTAL C$ 415  5,897.8   1,194  85,076.0   190,201  2,514,434.7   1,928  23,823.6   308  2,131.8   998  4,760.4   0 0.0   0 0.0   0 0.0   195,044  2,636,124.2   PORCENTAJE 0.2 0.2   0.6 3.2   97.5 95.4   1.0 0.9   0.2 0.1   0.5 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 15  0.2 0.0 16  4.3 0.0 626  171.8 0.0 55  18.7 0.0 0 0.0 0.0 27  4.1 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 739  199.1 0.0 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 6  7,591.9 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 6  7,591.9 0.7 De 61 a 90 días 0 0.0 0.0 1  5.6 0.0 528  1,265.7 0.2 0 0.0 0.0 0 0.0 0.0 8  49.8 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 537  1,321.2 0.1 De 91 a 180 días 29  19.6 0.1 29  185.6 0.3 3,059  6,087.6 0.8 41  3,899.0 4.0 4  30.9 0.4 27  458.4 0.9 3  1.3 0.1 1  0.9 0.0 0 0.0 0.0 3,193  10,683.4 1.0 De 181 a 360 días 231  140.7 0.6 361  9,796.9 14.9 3,418  49,105.2 6.4 360  1,300.9 1.3 47  419.6 5.7 268  2,563.1 5.2 67  19.5 2.0 2  0.9 0.0 4  0.7 0.2 4,758  63,347.5 6.2 A más de 360 días 4,361  25,054.7 99.4 7,307  55,617.2 84.8 230,914  699,771.2 91.6 8,581  92,685.4 94.7 1,057  6,944.1 93.9 5,356  46,084.4 93.7 639  955.1 97.9 71  12,830.2 100.0 15  461.6 99.8 258,301  940,403.9 91.9 SUB - TOTAL US$ 4,636  25,215.1   7,714  65,609.6   238,551  763,993.5   9,037  97,904.1   1,108  7,394.6   5,686  49,159.9   709  975.9   74  12,832.0   19  462.3   267,534  1,023,547.0   PORCENTAJE 1.7 2.5   2.9 6.4   89.2 74.6   3.4 9.6   0.4 0.7   2.1 4.8   0.3 0.1   0.0 1.3   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 5,051  710,125.9   8,908  1,917,448.5   428,752  23,851,753.8   10,965  2,758,129.5   1,416  208,647.4   6,684  1,377,716.6   709  27,250.4   74  358,376.6   19  12,911.5   462,578  31,222,360.1   PORCENTAJE 1.1 2.3   1.9 6.1   92.7 76.4   2.4 8.8   0.3 0.7   1.4 4.4   0.2 0.1   0.0 1.1   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.