SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2014
MONEDA NACIONAL
Tipo Cambio: 
26.5984
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días284 675.90.21,405 5,469.20.621,971 119,465.82.01,959 3,661.80.5309 562.60.2865 2,870.50.528 80.20.152 142.00.119 68.70.426,892 132,996.81.5
De 31 a 60 días40 374.40.1195 6,139.20.6905 56,048.31.083 1,789.10.322 285.40.1138 2,883.80.5108 1,781.71.9113 2,334.21.042 142.20.91,646 71,778.10.8
De 61 a 90 días19 646.60.238 5,070.00.5324 146,011.02.514 339.70.02 808.10.3144 3,528.60.61 3.70.02 126.30.100.00.0544 156,533.91.7
De 91 a 180 días405 12,524.63.7225 6,996.30.7794 50,434.90.9417 13,271.31.972 4,343.91.8902 28,971.04.943 2,014.32.141 2,385.11.01 153.40.92,900 121,094.71.3
De 181 a 360 días4,878 57,151.616.712,933 230,924.523.615,443 384,268.56.59,532 111,893.616.22,137 21,034.38.94,509 107,550.318.2138 7,671.08.2373 14,238.16.055 879.55.349,998 935,611.410.3
A más de 360 días13,581 270,031.479.130,386 724,192.374.0347,033 5,130,541.187.230,168 560,055.281.011,997 210,316.288.618,304 443,577.975.32,582 82,147.987.78,603 216,587.891.8858 15,236.992.5463,512 7,652,686.784.4
SUB - TOTAL C$19,207 341,404.5 45,182 978,791.5 386,470 5,886,769.6 42,173 691,010.6 14,539 237,350.6 24,862 589,381.9 2,900 93,698.8 9,184 235,813.4 975 16,480.8 545,492 9,070,701.7 
PORCENTAJE3.53.8 8.310.8 70.864.9 7.77.6 2.72.6 4.66.5 0.51.0 1.72.6 0.20.2 100.0100.0 
MONEDA EXTRANJERA
REGION
ESTRATO (En Miles)
Region IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IXTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 30 días9 0.20.030 21.10.0545 5,988.60.251 13.10.01 0.00.020 16.50.04 75.00.51 0.00.000.00.0661 6,114.50.2
De 31 a 60 días17 57.50.19 39.80.0146 22,192.70.926 4,643.92.400.00.010 7.00.01 0.40.01 2.50.000.00.0210 26,943.80.8
De 61 a 90 días10 227.20.226 433.20.1689 16,614.40.776 4,862.82.65 56.00.124 143.00.11 0.30.01 14.00.01 10.00.2833 22,361.00.7
De 91 a 180 días162 2,989.02.7195 5,550.91.73,257 90,292.53.7136 1,884.41.044 1,180.82.0198 7,610.23.44 20.40.19 39.10.12 30.00.54,007 109,597.33.2
De 181 a 360 días856 13,456.812.01,136 56,044.317.66,527 236,168.79.7847 10,423.05.5246 1,694.12.92,023 33,118.514.786 377.92.7108 807.72.629 250.63.811,858 352,341.710.4
A más de 360 días18,723 95,800.185.142,113 257,217.880.6482,487 2,065,124.484.839,459 167,765.488.513,894 55,649.895.025,743 184,693.681.93,824 13,612.096.68,977 30,780.997.31,189 6,310.495.6636,409 2,876,954.384.8
SUB - TOTAL US$19,777 112,530.8 43,509 319,307.1 493,651 2,436,381.3 40,595 189,592.5 14,190 58,580.7 28,018 225,588.8 3,920 14,086.1 9,097 31,644.2 1,221 6,601.1 653,978 3,394,312.6 
PORCENTAJE3.03.3 6.79.4 75.571.8 6.25.6 2.21.7 4.36.6 0.60.4 1.40.9 0.20.2 100.0100.0 
REGIONRegion IRegion IIRegion IIIRegion IVRegion VRegion VIRegion VIIRegion VIIIRegion IX Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$38,984 3,334,555.0 88,691 9,471,836.6 880,121 70,690,886.2 82,768 5,733,895.6 28,729 1,795,503.5 52,880 6,589,700.9 6,820 468,370.9 18,281 1,077,498.6 2,196 192,062.8 1,199,470 99,354,310.1 
PORCENTAJE3.33.4 7.49.5 73.471.2 6.95.8 2.41.8 4.46.6 0.60.5 1.51.1 0.20.2 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.