BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2014 MONEDA NACIONAL Tipo Cambio:  26.5984

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 239  379.1 10.8 1,039  2,144.9 2.8 21,040  40,663.4 1.9 1,801  3,415.0 12.1 280  487.8 58.8 830  2,215.8 42.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 25,229  49,306.0 2.2 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 1  85.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  85.0 0.0 De 61 a 90 días 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 91 a 180 días 0 0.0 0.0 1  202.3 0.3 4  13,392.5 0.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 5  13,594.8 0.6 De 181 a 360 días 4  566.3 16.1 41  12,868.1 16.5 176  29,266.4 1.4 40  2,837.9 10.0 3  341.6 41.2 1  389.0 7.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 265  46,269.3 2.0 A más de 360 días 18  2,572.1 73.1 73  62,754.2 80.5 153,966  2,079,176.0 96.1 17  22,086.3 77.9 0 0.0 0.0 4  2,650.9 50.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 154,078  2,169,239.5 95.2 SUB - TOTAL C$ 261  3,517.6   1,154  77,969.5   175,187  2,162,583.3   1,858  28,339.2   283  829.4   835  5,255.7   0 0.0   0 0.0   0 0.0   179,578  2,278,494.6   PORCENTAJE 0.1 0.2   0.6 3.4   97.6 94.9   1.0 1.2   0.2 0.0   0.5 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 6  0.2 0.0 18  16.0 0.0 482  555.8 0.1 40  6.0 0.0 1  0.0 0.0 17  16.4 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 564  594.4 0.1 De 31 a 60 días 0 0.0 0.0 0 0.0 0.0 12  102.8 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12  102.8 0.0 De 61 a 90 días 3  5.9 0.0 5  10.0 0.0 552  5,495.0 0.8 3  7.6 0.0 2  2.0 0.0 8  35.5 0.1 1  0.3 0.0 0 0.0 0.0 0 0.0 0.0 574  5,556.3 0.6 De 91 a 180 días 14  9.8 0.1 27  430.6 0.7 2,581  11,276.8 1.7 15  459.3 0.7 4  494.5 7.0 9  69.8 0.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2,650  12,740.7 1.5 De 181 a 360 días 131  159.9 0.9 285  16,446.7 26.0 2,975  74,982.1 11.2 258  1,903.5 3.1 34  60.9 0.9 201  3,529.9 9.0 22  6.3 0.8 1  0.1 0.0 2  0.7 0.1 3,909  97,090.2 11.2 A más de 360 días 3,151  18,018.2 99.0 5,534  46,329.6 73.3 202,487  578,000.0 86.2 6,898  59,224.0 96.1 854  6,525.3 92.1 4,335  35,601.9 90.7 405  760.3 99.1 42  8,924.8 100.0 10  501.9 99.9 223,716  753,885.9 86.7 SUB - TOTAL US$ 3,305  18,194.1   5,869  63,232.8   209,089  670,412.4   7,214  61,600.5   895  7,082.8   4,570  39,253.5   428  766.9   43  8,924.9   12  502.6   231,425  869,970.3   PORCENTAJE 1.4 2.1   2.5 7.3   90.3 77.1   3.1 7.1   0.4 0.8   2.0 4.5   0.2 0.1   0.0 1.0   0.0 0.1   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 3,566  487,454.8   7,023  1,759,855.4   384,276  19,994,661.6   9,072  1,666,823.6   1,178  189,221.0   5,405  1,049,341.7   428  20,399.9   43  237,388.3   12  13,366.8   411,003  25,418,513.1   PORCENTAJE 0.9 1.9   1.7 6.9   93.5 78.7   2.2 6.6   0.3 0.7   1.3 4.1   0.1 0.1   0.0 0.9   0.0 0.1   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.