BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR ACTIVIDAD Y MONTO AL 31 de Diciembre del 2015 MONEDA NACIONAL Tipo Cambio:  27.9283

ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1 0.0 100.0 162,928 1,513,019.0 79.6 29,290 103,700.2 16.0 10 474.6 0.6 0 0.0 0.0 1 93.2 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 192,230 1,617,287.1 61.4 De 100.1 a 250 0 0.0 0.0 1,792 260,300.1 13.7 342 52,329.4 8.1 12 1,959.2 2.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2,146 314,588.8 11.9 De 250.1 a 500 0 0.0 0.0 307 102,322.8 5.4 139 48,116.6 7.4 13 4,818.5 6.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 459 155,257.8 5.9 De 500.1 a 1000 0 0.0 0.0 43 26,300.6 1.4 59 42,804.6 6.6 19 14,142.6 19.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 5 3,478.1 100.0 0 0.0 0.0 0 0.0 0.0 126 86,725.9 3.3 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 31 43,921.4 6.8 11 14,511.5 19.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 42 58,433.0 2.2 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 13 32,003.2 4.9 2 5,307.0 7.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15 37,310.2 1.4 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 5 17,709.9 2.7 2 6,559.5 8.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7 24,269.4 0.9 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 11 55,004.6 8.5 4 17,738.5 24.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15 72,743.1 2.8 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1 8,242.3 11.2 0 0.0 0.0 1 9,097.2 99.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 17,339.5 0.7 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 2 252,169.4 38.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 252,169.4 9.6 SUB - TOTAL C$ 1 0.0   165,070 1,901,942.5   29,892 647,759.4   74 73,753.8   0 0.0   2 9,190.4   0 0.0   5 3,478.1   0 0.0   0 0.0   195,044 2,636,124.2   PORCENTAJE 0.0 0.0   84.6 72.1   15.3 24.6   0.0 2.8   0.0 0.0   0.0 0.3   0.0 0.0   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100   MONEDA EXTRANJERA ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 73,987 214,964.8 87.6 181,329 36,897.8 98.7 6,279 32,903.9 10.6 398 5,165.2 7.3 81 1,065.9 22.7 117 1,092.8 0.5 1,302 20,558.3 17.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 263,493 312,648.6 30.5 De 25.1 a 50 575 18,265.3 7.4 8 242.6 0.6 489 17,089.2 5.5 141 4,874.0 6.9 38 1,291.5 27.5 44 1,460.7 0.6 875 30,529.1 25.3 1 33.9 1.1 0 0.0 0.0 0 0.0 0.0 2,171 73,786.3 7.2 De 50.1 a 75 52 3,098.2 1.3 1 70.0 0.2 159 9,560.6 3.1 38 2,418.8 3.4 8 521.6 11.1 17 1,056.0 0.5 315 18,989.2 15.7 1 56.5 1.8 0 0.0 0.0 0 0.0 0.0 591 35,770.8 3.5 De 75.1 a 100 26 2,342.6 1.0 2 186.8 0.5 112 9,800.4 3.1 31 2,717.9 3.8 9 806.5 17.2 13 1,142.8 0.5 166 14,362.2 11.9 2 188.7 6.2 0 0.0 0.0 0 0.0 0.0 361 31,547.7 3.1 De 100.1 a 200 30 4,198.6 1.7 0 0.0 0.0 177 25,068.0 8.1 53 7,491.3 10.6 3 458.6 9.8 29 4,429.8 1.9 193 25,366.4 21.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 485 67,012.6 6.5 De 200.1 a 400 8 1,925.1 0.8 0 0.0 0.0 99 28,437.8 9.1 36 10,300.1 14.5 2 550.0 11.7 22 6,527.9 2.8 31 7,846.2 6.5 1 250.0 8.2 0 0.0 0.0 0 0.0 0.0 199 55,837.1 5.5 De 400.1 a 600 1 490.2 0.2 0 0.0 0.0 36 18,013.8 5.8 17 7,971.8 11.3 0 0.0 0.0 14 7,021.1 3.0 5 2,275.1 1.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 73 35,771.9 3.5 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 26 18,357.6 5.9 6 4,086.5 5.8 0 0.0 0.0 8 5,479.9 2.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 40 27,924.0 2.7 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 17 15,845.4 5.1 1 900.0 1.3 0 0.0 0.0 11 10,241.2 4.4 1 944.8 0.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 30 27,931.4 2.7 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 22 32,991.4 10.6 8 10,972.2 15.5 0 0.0 0.0 13 19,418.4 8.4 0 0.0 0.0 2 2,526.2 82.7 0 0.0 0.0 0 0.0 0.0 45 65,908.1 6.4 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 7 16,844.2 5.4 1 2,006.9 2.8 0 0.0 0.0 3 8,078.2 3.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 11 26,929.3 2.6 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 11 86,247.0 27.7 3 11,927.8 16.8 0 0.0 0.0 21 164,304.2 71.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 35 262,479.1 25.6 SUB - TOTAL US$ 74,679 245,284.6   181,340 37,397.2   7,434 311,159.2   733 70,832.4   141 4,694.1   312 230,253.2   2,888 120,871.2   7 3,055.3   0 0.0   0 0.0   267,534 1,023,547.0   PORCENTAJE 27.9 24.0   67.8 3.7   2.8 30.4   0.3 6.9   0.1 0.5   0.1 22.5   1.1 11.8   0.0 0.3   0.0 0.0   0.0 0.0   100.0 100.0   ACTIVIDAD Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros  Total Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       GRAN TOTAL C$ 74,680 6,850,469.0   346,410 2,946,605.8   37,326 9,337,905.4   807 2,051,983.8   141 131,097.6   314 6,439,769.5   2,888 3,375,721.9   12 88,807.2   0 0.0   0 0.0   462,578 31,222,360.1   PORCENTAJE 16.1 21.9   74.9 9.4   8.1 29.9   0.2 6.6   0.0 0.4   0.1 20.6   0.6 10.8   0.0 0.3   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.