BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR ACTIVIDAD Y MONTO AL 31 de Diciembre del 2014 MONEDA NACIONAL Tipo Cambio:  26.5984

ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1 38.2 100.0 149,754 1,385,197.9 79.3 27,354 83,854.2 19.7 5 397.1 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 177,114 1,469,487.5 64.5 De 100.1 a 250 0 0.0 0.0 1,630 237,599.0 13.6 201 32,209.9 7.6 24 4,417.4 6.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1,855 274,226.3 12.0 De 250.1 a 500 0 0.0 0.0 300 98,932.0 5.7 106 37,763.8 8.9 22 8,198.4 11.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 769.4 6.7 0 0.0 0.0 0 0.0 0.0 430 145,663.6 6.4 De 500.1 a 1000 0 0.0 0.0 37 22,324.1 1.3 43 29,284.0 6.9 9 5,943.4 8.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9 6,271.1 55.0 0 0.0 0.0 0 0.0 0.0 98 63,822.6 2.8 De 1000.1 a 2000 0 0.0 0.0 1 1,915.0 0.1 22 32,593.6 7.7 21 27,690.8 37.9 0 0.0 0.0 2 3,750.5 16.1 0 0.0 0.0 3 4,363.8 38.3 0 0.0 0.0 0 0.0 0.0 49 70,313.7 3.1 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 8 18,963.4 4.5 4 10,182.9 13.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12 29,146.4 1.3 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 5 18,462.8 4.3 2 6,517.5 8.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7 24,980.4 1.1 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 8 37,467.9 8.8 2 9,798.1 13.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 10 47,266.1 2.1 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1 7,404.7 31.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1 7,404.7 0.3 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 1 134,030.8 31.6 0 0.0 0.0 0 0.0 0.0 1 12,152.7 52.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 146,183.6 6.4 SUB - TOTAL C$ 1 38.2   151,722 1,745,967.9   27,748 424,630.6   89 73,145.7   0 0.0   4 23,307.9   0 0.0   14 11,404.2   0 0.0   0 0.0   179,578 2,278,494.6   PORCENTAJE 0.0 0.0   84.5 76.6   15.5 18.6   0.0 3.2   0.0 0.0   0.0 1.0   0.0 0.0   0.0 0.5   0.0 0.0   0.0 0.0   100.0 100   MONEDA EXTRANJERA ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 60,257 182,145.8 89.9 160,645 31,579.2 98.4 5,085 26,099.8 9.4 398 5,268.6 9.2 97 1,216.3 26.4 139 1,174.5 0.7 1,190 18,594.4 16.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 227,811 266,078.7 30.6 De 25.1 a 50 439 13,865.3 6.8 6 156.3 0.5 429 14,987.4 5.4 125 4,552.2 7.9 27 966.1 21.0 36 1,337.2 0.8 896 31,309.0 27.6 1 26.6 0.9 0 0.0 0.0 0 0.0 0.0 1,959 67,200.2 7.7 De 50.1 a 75 45 2,665.6 1.3 3 183.3 0.6 129 7,941.1 2.8 49 3,015.2 5.2 9 553.2 12.0 19 1,130.4 0.6 292 17,735.2 15.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 546 33,224.0 3.8 De 75.1 a 100 13 1,162.4 0.6 2 182.5 0.6 99 8,799.2 3.2 34 2,967.4 5.2 9 783.0 17.0 8 702.9 0.4 161 13,958.8 12.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 326 28,556.2 3.3 De 100.1 a 200 19 2,480.4 1.2 0 0.0 0.0 138 19,668.9 7.1 49 7,227.4 12.6 4 494.7 10.7 21 2,889.2 1.6 174 22,831.4 20.2 2 328.0 11.5 0 0.0 0.0 0 0.0 0.0 407 55,919.9 6.4 De 200.1 a 400 1 241.1 0.1 0 0.0 0.0 74 21,794.1 7.8 37 10,177.9 17.7 2 590.0 12.8 14 4,136.8 2.3 29 7,431.9 6.6 3 897.4 31.5 0 0.0 0.0 0 0.0 0.0 160 45,269.1 5.2 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 34 16,399.1 5.9 12 5,628.3 9.8 0 0.0 0.0 21 10,474.0 5.9 3 1,385.2 1.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 70 33,886.6 3.9 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 17 11,887.9 4.3 3 1,928.8 3.4 0 0.0 0.0 5 3,642.3 2.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 25 17,458.9 2.0 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 16 14,511.0 5.2 2 1,800.0 3.1 0 0.0 0.0 10 9,017.2 5.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 28 25,328.2 2.9 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 27 37,650.9 13.5 5 6,812.7 11.9 0 0.0 0.0 13 19,595.5 11.0 0 0.0 0.0 1 1,600.8 56.1 0 0.0 0.0 0 0.0 0.0 46 65,660.0 7.5 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 8 19,516.7 7.0 0 0.0 0.0 0 0.0 0.0 5 12,050.6 6.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13 31,567.4 3.6 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 12 79,650.0 28.6 2 8,080.9 14.1 0 0.0 0.0 20 112,090.3 62.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 34 199,821.1 23.0 SUB - TOTAL US$ 60,774 202,560.6   160,656 32,101.4   6,068 278,906.0   716 57,459.5   148 4,603.3   311 178,240.8   2,745 113,245.9   7 2,852.9   0 0.0   0 0.0   231,425 869,970.3   PORCENTAJE 26.3 23.3   69.4 3.7   2.6 32.1   0.3 6.6   0.1 0.5   0.1 20.5   1.2 13.0   0.0 0.3   0.0 0.0   0.0 0.0   100.0 100.0   ACTIVIDAD Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros  Total Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       GRAN TOTAL C$ 60,775 5,387,838.2   312,378 2,599,987.5   33,816 7,843,095.9   805 1,601,478.1   148 122,439.9   315 4,764,227.3   2,745 3,012,159.7   21 87,286.5   0 0.0   0 0.0   411,003 25,418,513.1   PORCENTAJE 14.8 21.2   76.0 10.2   8.2 30.9   0.2 6.3   0.0 0.5   0.1 18.7   0.7 11.9   0.0 0.3   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.