BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR ACTIVIDAD Y MONTO AL 31 de Diciembre del 2013 MONEDA NACIONAL Tipo Cambio:  25.3318

ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1 83.4 100.0 140,346 1,215,057.6 80.4 27,876 85,742.3 23.3 3 162.6 0.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 168,226 1,301,045.9 65.9 De 100.1 a 250 0 0.0 0.0 1,376 199,379.9 13.2 192 29,880.6 8.1 25 4,227.0 5.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1,593 233,487.5 11.8 De 250.1 a 500 0 0.0 0.0 231 77,357.6 5.1 107 37,958.5 10.3 23 7,711.1 10.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 717.9 17.5 0 0.0 0.0 0 0.0 0.0 363 123,745.1 6.3 De 500.1 a 1000 0 0.0 0.0 26 15,134.2 1.0 35 23,910.5 6.5 20 15,258.2 20.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 1,112.9 27.2 0 0.0 0.0 0 0.0 0.0 83 55,415.7 2.8 De 1000.1 a 2000 0 0.0 0.0 3 4,241.9 0.3 25 35,942.5 9.8 11 13,830.6 18.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 2,265.0 55.3 0 0.0 0.0 0 0.0 0.0 41 56,280.0 2.9 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 9 22,731.6 6.2 6 14,781.1 20.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15 37,512.7 1.9 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 6 21,441.8 5.8 1 3,638.6 4.9 0 0.0 0.0 1 3,962.8 24.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 8 29,043.3 1.5 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 3 13,130.6 3.6 3 14,232.7 19.3 0 0.0 0.0 1 4,853.3 29.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7 32,216.6 1.6 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 1 6,966.2 1.9 0 0.0 0.0 0 0.0 0.0 1 7,424.3 45.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 14,390.6 0.7 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 2 90,833.4 24.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2 90,833.4 4.6 SUB - TOTAL C$ 1 83.4   141,982 1,511,171.2   28,256 368,538.2   92 73,841.9   0 0.0   3 16,240.4   0 0.0   6 4,095.8   0 0.0   0 0.0   170,340 1,973,970.9   PORCENTAJE 0.0 0.0   83.4 76.6   16.6 18.7   0.1 3.7   0.0 0.0   0.0 0.8   0.0 0.0   0.0 0.2   0.0 0.0   0.0 0.0   100.0 100   MONEDA EXTRANJERA ACTIVIDAD PLAZO (En Miles) Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 57,092 154,970.1 90.1 73,977 23,467.9 97.3 4,629 23,251.2 9.1 359 4,769.0 6.9 102 1,414.0 23.0 132 1,094.4 0.8 1,137 17,408.0 15.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 137,428 226,374.6 28.9 De 25.1 a 50 407 12,925.8 7.5 8 247.5 1.0 396 14,000.8 5.5 122 4,171.2 6.0 26 965.2 15.7 53 2,009.1 1.4 896 31,664.9 28.8 1 45.0 3.2 0 0.0 0.0 0 0.0 0.0 1,909 66,029.6 8.4 De 50.1 a 75 40 2,387.0 1.4 0 0.0 0.0 102 6,203.8 2.4 61 3,866.1 5.6 9 551.8 9.0 15 960.7 0.7 311 19,008.9 17.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 538 32,978.3 4.2 De 75.1 a 100 10 867.9 0.5 3 246.8 1.0 82 7,308.7 2.8 42 3,726.6 5.4 14 1,244.8 20.3 24 2,076.1 1.4 153 13,201.4 12.0 1 100.0 7.0 0 0.0 0.0 0 0.0 0.0 329 28,772.3 3.7 De 100.1 a 200 7 920.5 0.5 1 145.2 0.6 133 19,265.1 7.5 66 9,958.2 14.4 5 811.2 13.2 49 7,023.0 4.9 156 20,038.8 18.2 4 619.2 43.6 0 0.0 0.0 0 0.0 0.0 421 58,781.0 7.5 De 200.1 a 400 0 0.0 0.0 0 0.0 0.0 70 20,634.5 8.0 37 10,836.3 15.7 2 650.0 10.6 30 8,588.5 6.0 26 6,929.7 6.3 1 247.8 17.5 0 0.0 0.0 0 0.0 0.0 166 47,886.9 6.1 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 31 15,328.2 6.0 15 7,112.6 10.3 1 500.0 8.1 12 5,949.0 4.1 4 1,815.3 1.6 1 407.6 28.7 0 0.0 0.0 0 0.0 0.0 64 31,112.8 4.0 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 16 11,108.1 4.3 6 4,194.2 6.1 0 0.0 0.0 7 4,863.0 3.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 29 20,165.4 2.6 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 13 11,926.9 4.6 3 2,713.4 3.9 0 0.0 0.0 9 8,439.1 5.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 25 23,079.3 2.9 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 23 30,739.1 12.0 8 10,253.4 14.8 0 0.0 0.0 13 18,849.8 13.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 44 59,842.3 7.6 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 9 21,692.7 8.5 2 4,198.5 6.1 0 0.0 0.0 6 15,980.0 11.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 17 41,871.2 5.3 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 12 75,051.7 29.3 1 3,273.9 4.7 0 0.0 0.0 8 68,132.8 47.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 21 146,458.4 18.7 SUB - TOTAL US$ 57,556 172,071.3   73,989 24,107.4   5,516 256,511.1   722 69,073.3   159 6,137.0   358 143,965.4   2,683 110,067.1   8 1,419.6   0 0.0   0 0.0   140,991 783,352.2   PORCENTAJE 40.8 22.0   52.5 3.1   3.9 32.7   0.5 8.8   0.1 0.8   0.3 18.4   1.9 14.1   0.0 0.2   0.0 0.0   0.0 0.0   100.0 100.0   ACTIVIDAD Personales Tarjeta_Credito Comercial Agricola Ganadera Industrial Hipotecaria Desarrollo_Habitacional Sector_Publico Otros  Total Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       Ptmos Saldo       GRAN TOTAL C$ 57,557 4,358,998.9   215,971 2,122,043.2   33,772 6,866,430.5   814 1,823,595.3   159 155,461.4   361 3,663,143.6   2,683 2,788,200.8   14 40,056.5   0 0.0   0 0.0   311,331 21,817,930.3   PORCENTAJE 18.5 20.0   69.4 9.7   10.8 31.5   0.3 8.4   0.1 0.7   0.1 16.8   0.9 12.8   0.0 0.2   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.