SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS
SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO)
Composicion de los Activos de Riesgo
Al 31 de Octubre  de 2014
(En C$ millones)			BANPRO	Banco Lafise	BAC	BDF	BANCO	PROCREDIT	FAMA	Financiera	FUNDESER	TOTAL
Activos de Riesgo				Bancentro			CITIBANK			Finca Nicaragua
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			733,010.8	194,616.8	295,537.2	51,124.0	86,696.4	27,630.1	408.4	0.0	0.0	1389,023.7
	0%		11408,215.8	7802,201.3	8461,787.0	3162,267.1	1330,483.1	736,011.8	81,518.5	38,058.1	71,559.1	33092,101.8
	20%		2621,702.4	310,309.6	792,757.3	95,267.1	183,802.7	29,539.5	2,041.9	0.0	0.0	4035,420.5
	50%		228,115.5	119,887.2	227,920.7	50,699.5	0.0	20,015.4	0.0	0.0	0.0	646,638.3
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		94,612.5	65,614.8	23,025.4	6,720.8	49,935.8	11,714.5	0.0	0.0	0.0	251,623.9
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	4,664.4	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4,664.4
Inversiones netas ponderadas por riesgo			782,612.2	859,890.4	55,855.4	26,187.5	0.0	0.0	0.0	0.0	0.0	1724,545.4
	0%		8742,547.5	4936,963.5	16,791.2	1085,348.3	617,145.9	0.0	0.0	0.0	0.0	15398,796.4
	20%		777,809.9	1800,920.2	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2578,730.1
	50%		970,984.2	20,821.5	0.0	10,782.8	0.0	0.0	0.0	0.0	0.0	1002,588.5
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		141,558.1	489,295.6	55,855.4	20,796.1	0.0	0.0	0.0	0.0	0.0	707,505.2
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cartera de Créditos neta pond. por riesgo			25460,882.6	23644,538.8	25866,742.7	10997,369.5	5251,273.3	2920,748.2	987,675.1	689,405.7	712,115.6	96530,751.4
	0%		429,160.3	282,993.7	222,580.8	175,184.0	5,697.4	66,170.1	0.0	0.0	0.0	1181,786.3
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		822,069.8	1223,951.2	503,353.2	2035,846.2	0.0	34,584.2	7,880.0	0.0	14,514.8	4642,199.2
	60%		1952,971.4	2289,579.3	2481,236.1	1731,311.7	385.8	28,957.3	0.0	0.0	0.0	8484,441.6
	100%		12265,337.9	14731,095.4	6027,902.4	802,352.9	1119,131.1	34,354.0	863,286.9	689,405.7	282,089.4	36814,955.6
	125%		9290,181.6	5542,176.2	14478,737.7	6510,645.2	3305,528.6	2281,382.1	96,358.6	0.0	338,215.1	41843,224.9
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Otros Activos ponderados por riesgo			1119,164.9	1117,851.9	726,923.7	301,608.0	166,307.4	329,573.0	51,453.4	34,447.2	98,894.2	3946,223.7
	0%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1119,164.9	1117,851.9	726,923.7	301,608.0	166,307.4	329,573.0	51,453.4	34,447.2	98,894.2	3946,223.7
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Ctas. Contingentes netas pond.por riesgo			2328,421.1	1988,960.3	341,427.9	72,422.1	3,814.9	0.0	0.0	0.0	0.0	4735,046.3
	0%		11459,045.7	6383,559.8	7748,691.9	751,838.6	4086,290.2	4,333.4	0.0	0.0	0.0	30433,759.6
	20%		0.0	1216,422.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1216,422.0
	50%		0.0	465,537.3	14,415.3	0.0	0.0	0.0	0.0	0.0	0.0	479,952.6
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		2328,421.1	1512,907.3	334,220.2	72,422.1	3,814.9	0.0	0.0	0.0	0.0	4251,785.6
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Sub-Total Crediticios pond. por riesgo			30424,091.5	27805,858.2	27286,486.9	11448,711.1	5508,091.9	3277,951.2	1039,536.8	723,852.9	811,009.8	108325,590.4
Activos Nocionales de Riesgo Cambiario			4907,558.0	5531,945.8	5971,368.6	1612,487.4	1238,655.3	228,967.3	653,660.4	689,405.7	285,875.6	21119,923.9
Total Activos de Riesgo			35190,076.2	32862,775.4	33204,035.7	13055,750.9	6746,747.2	3506,918.5	1693,197.2	1413,258.6	1096,885.4	128769,645.1
Nota: Las cifras reflejadas en las diferentes categorías de porcentajes corresponden al saldo en libros a la fecha de corte. Las cifras correspondientes a los distintos conceptos de activos corresponden al saldo ponderado con base a los diferentes porcentajes