SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS
SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO)
Composicion de los Activos de Riesgo
Al 30 de Septiembre  de 2014
(En C$ millones)			BANPRO	Banco Lafise	BAC	BDF	BANCO	PROCREDIT	FAMA	Financiera	TOTAL
Activos de Riesgo				Bancentro			CITIBANK			Finca Nicaragua
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			712195,851.1	146516,041.2	234565,256.6	85012,473.7	47820,813.9	24634,354.5	1125,238.2	0.0	1251870,029.2
	0%		11135322,204.3	7608431,977.1	7733552,336.8	2621702,428.0	1334237,207.5	537402,144.6	98056,503.8	81002,724.3	31149707,526.4
	20%		2478391,677.1	344033,604.6	597671,605.5	117889,164.5	142379,629.0	18724,772.3	5626,191.2	0.0	3704716,644.3
	50%		235966,199.7	67101,291.9	202760,472.5	71059,092.0	0.0	19220,877.7	0.0	0.0	596107,933.8
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		98534,415.9	37179,226.6	13650,699.2	25905,094.8	19344,888.1	11278,961.1	0.0	0.0	205893,285.7
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	4652,965.2	0.0	0.0	0.0	0.0	0.0	0.0	4652,965.2
Inversiones netas ponderadas por riesgo			883749,699.4	862901,166.9	55836,128.2	26045,606.6	0.0	0.0	0.0	0.0	1828532,601.0
	0%		9158087,244.1	4779383,980.0	16576,244.7	1057848,254.4	773864,368.9	0.0	0.0	0.0	15785760,092.0
	20%		1510459,204.3	1794173,998.0	0.0	0.0	0.0	0.0	0.0	0.0	3304633,202.3
	50%		879880,599.9	20970,441.2	0.0	10704,204.0	0.0	0.0	0.0	0.0	911555,245.1
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		141717,558.5	493581,146.7	55836,128.2	20693,504.6	0.0	0.0	0.0	0.0	711828,338.0
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cartera de Créditos neta pond. por riesgo			25289435,357.3	23484694,385.2	25691474,121.5	10878314,742.8	5274108,251.7	2842291,006.4	952986,861.4	646048,365.1	95059353,091.3
	0%		435369,820.7	272220,991.6	208679,507.9	173589,087.2	7018,934.0	63039,269.1	0.0	0.0	1159917,610.5
	20%		0.0	0.0	11,816.4	0.0	0.0	0.0	0.0	0.0	11,816.4
	50%		810284,726.3	1214115,400.4	283267,522.7	2007464,212.5	0.0	35306,590.8	7768,123.7	0.0	4358206,576.4
	60%		1898016,119.1	2237689,408.5	2687906,488.5	1706482,121.0	390,325.3	28268,493.6	0.0	0.0	8558752,956.0
	100%		11924653,720.7	14795664,256.8	5880032,306.4	789785,532.1	1130941,511.3	27836,958.4	835372,475.2	646048,365.1	36030335,126.0
	125%		9456663,681.6	5391487,026.4	14445649,438.0	6448726,265.5	3314346,036.2	2223871,725.2	90984,259.5	0.0	41371728,432.3
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Otros Activos ponderados por riesgo			1118373,109.3	1063075,144.3	707753,450.9	289386,743.9	184205,722.2	329633,189.7	51133,108.2	35285,700.5	3778846,168.9
	0%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1118373,109.3	1063075,144.3	707753,450.9	289386,743.9	184205,722.2	329633,189.7	51133,108.2	35285,700.5	3778846,168.9
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Ctas. Contingentes netas pond.por riesgo			1379541,655.6	1990588,506.9	281413,263.7	73025,970.9	14671,634.6	0.0	0.0	0.0	3739241,031.8
	0%		10391936,719.3	6264461,127.7	7572226,190.4	740067,990.3	4623229,489.0	4315,748.4	0.0	0.0	29596237,265.0
	20%		0.0	1120299,917.0	0.0	0.0	0.0	0.0	0.0	0.0	1120299,917.0
	50%		0.0	515200,351.6	16034,808.1	0.0	0.0	0.0	0.0	0.0	531235,159.6
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1379541,655.6	1508928,347.7	273395,859.7	73025,970.9	14671,634.6	0.0	0.0	0.0	3249563,468.6
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Sub-Total Crediticios pond. por riesgo			29383295,672.7	27547775,244.4	26971042,220.8	11351785,538.0	5520806,422.4	3196558,550.6	1005245,207.8	681334,065.6	105657842,922.3
Activos Nocionales de Riesgo Cambiario			5129660,379.1	5188723,771.9	5779211,027.0	1670908,356.2	1376967,417.7	249611,642.2	608681,270.8	646048,365.1	20649812,229.9
Total Activos de Riesgo			34371382,707.1	32261470,408.6	32696452,719.6	13017234,627.8	6897773,840.1	3446170,192.7	1613926,478.6	1327382,430.6	125631793,405.3