SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS
SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO)
Composicion de los Activos de Riesgo
Al 30 de Abril de 2014
(En C$ millones)			BANPRO	Banco Lafise	BAC	BDF	BANCO	PROCREDIT	FAMA	Financiera	TOTAL
Activos de Riesgo				Bancentro			CITIBANK			Finca Nicaragua
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			708,333.5	157,930.7	266,551.4	84,683.4	69,502.4	62,386.6	5,542.7	8,175.2	1363,106.0
	0%		9838,466.7	7479,438.3	7187,906.0	2971,916.7	1820,889.0	679,903.1	23,087.7	94,467.2	30096,074.7
	20%		2363,909.8	293,326.3	632,274.9	130,335.7	294,742.6	66,453.7	27,713.3	40,875.8	3849,632.1
	50%		98,267.6	109,342.1	132,575.6	58,381.1	0.0	36,404.4	0.0	0.0	434,970.8
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		186,417.7	37,631.2	73,808.7	29,425.7	10,553.9	30,893.7	0.0	0.0	368,731.0
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	4,642.1	0.0	0.0	0.0	0.0	0.0	0.0	4,642.1
Inversiones netas ponderadas por riesgo			1011,558.0	740,023.6	54,860.8	24,073.0	0.0	0.0	4,004.5	0.0	1834,519.9
	0%		8181,626.7	4384,586.7	15,998.5	986,126.5	640,859.2	0.0	0.0	0.0	14209,197.5
	20%		2185,467.1	552,830.8	0.0	0.0	0.0	0.0	20,022.7	0.0	2758,320.6
	50%		865,491.1	286,974.8	0.0	10,571.1	0.0	0.0	0.0	0.0	1163,037.0
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		141,719.0	485,970.0	54,860.8	18,787.4	0.0	0.0	0.0	0.0	701,337.3
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cartera de Créditos neta pond. por riesgo			23355,661.7	22992,280.2	24256,680.8	9722,170.1	5055,814.1	2572,594.6	843,910.1	512,744.5	89311,856.3
	0%		421,947.3	232,075.6	205,586.7	173,447.9	7,294.5	61,272.0	0.0	0.0	1101,624.1
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		702,310.6	1057,442.9	267,155.0	1721,839.4	0.0	32,310.9	6,431.7	0.0	3787,490.5
	60%		1667,794.2	2051,816.3	2620,282.9	1655,906.1	124,994.1	24,650.9	0.0	0.0	8145,444.5
	100%		10801,749.2	14741,043.6	5782,058.3	703,231.8	1163,438.8	16,126.8	749,508.7	512,744.5	34469,901.7
	125%		8961,664.6	5193,140.3	13415,100.2	5731,580.0	3053,903.1	2020,417.4	72,948.5	0.0	38448,754.1
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Otros Activos ponderados por riesgo			1018,218.3	1129,720.9	691,328.5	259,100.3	143,832.9	340,792.6	48,220.9	21,192.0	3652,406.3
	0%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1018,218.3	1129,720.9	691,328.5	259,100.3	143,832.9	340,792.6	48,220.9	21,192.0	3652,406.3
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Ctas. Contingentes netas pond.por riesgo			1929,591.3	1906,137.0	217,894.3	54,578.8	10,039.6	0.0	0.0	0.0	4118,241.0
	0%		7739,321.7	5730,834.1	7174,343.3	558,327.6	4395,153.9	1,883.7	0.0	0.0	25599,864.4
	20%		0.0	1566,394.9	466.0	1,040.4	0.0	0.0	0.0	0.0	1567,901.3
	50%		0.0	391,079.9	23,928.5	0.0	0.0	0.0	0.0	0.0	415,008.4
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1929,591.3	1397,318.0	205,836.9	54,370.8	10,039.6	0.0	0.0	0.0	3597,156.6
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Sub-Total Crediticios pond. por riesgo			28023,362.8	26926,092.4	25487,315.9	10144,605.7	5279,189.0	2975,773.8	901,678.2	542,111.7	100280,129.5
Activos Nocionales de Riesgo Cambiario			4608,013.6	4318,304.9	5496,115.7	1586,949.9	1083,874.2	250,650.0	581,126.1	512,744.5	18437,778.9
Total Activos de Riesgo			32489,803.0	30769,368.7	30930,520.7	11727,724.8	6363,063.2	3226,423.8	1482,804.3	1054,856.2	118044,564.7
Nota: Las cifras reflejadas en las diferentes categorías de porcentajes corresponden al saldo en libros a la fecha de corte. Las cifras correspondientes a los distintos conceptos de activos corresponden al saldo ponderado con base a los diferentes porcentajes