SUPERINTENDENCIA DE BANCOS Y DE OTRAS INSTITUCIONES FINANCIERAS
SISTEMA BANCARIO Y FINANCIERAS (CONSOLIDADO)
Composicion de los Activos de Riesgo
Al 31 de Marzo de 2014
(En C$ millones)			BANPRO	Banco Lafise	BAC	BDF	BANCO	PROCREDIT	FAMA	Financiera	TOTAL
Activos de Riesgo				Bancentro			CITIBANK			Finca Nicaragua
Activos de riesgo crediticios
Disponibilidades ponderadas por riesgo			1029,834.8	236,917.3	552,256.4	99,441.2	96,567.5	55,407.4	5,044.4	10,518.4	2085,987.4
	0%		9725,619.4	8805,522.5	6326,684.6	2839,614.8	1572,321.0	745,916.5	45,841.1	133,131.0	30194,651.0
	20%		3578,156.1	265,317.4	1805,794.9	105,103.9	428,429.6	28,002.7	25,222.1	52,591.9	6288,618.5
	50%		154,633.3	135,283.9	344,767.2	94,342.2	0.0	27,016.7	0.0	0.0	756,043.2
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		236,887.0	109,276.5	18,713.9	31,249.4	10,881.5	36,298.5	0.0	0.0	443,306.7
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	4,623.6	0.0	0.0	0.0	0.0	0.0	0.0	4,623.6
Inversiones netas ponderadas por riesgo			950,126.5	672,985.4	54,533.6	17,324.6	0.0	0.0	0.0	0.0	1694,970.1
	0%		7961,478.0	4606,614.8	15,795.8	1027,054.6	662,346.7	0.0	0.0	0.0	14273,289.9
	20%		1771,376.8	469,474.8	0.0	0.0	0.0	0.0	0.0	0.0	2240,851.7
	50%		908,265.0	392,616.1	0.0	23,724.2	0.0	0.0	0.0	0.0	1324,605.3
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		141,718.7	382,782.4	54,533.6	5,462.5	0.0	0.0	0.0	0.0	584,497.1
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cartera de Créditos neta pond. por riesgo			22944,382.5	22543,827.5	24202,444.6	9701,237.4	5099,935.9	2556,673.7	836,924.3	508,443.0	88393,868.9
	0%		432,132.4	226,214.7	205,258.3	169,753.3	7,169.7	58,629.3	0.0	0.0	1099,157.7
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		689,864.3	1045,144.3	267,831.1	1699,505.6	0.0	32,437.3	6,721.2	0.0	3741,503.9
	60%		1649,015.5	2014,512.8	2597,511.0	1636,889.8	125,754.7	24,893.4	0.0	0.0	8048,577.1
	100%		10819,182.8	14566,045.5	5980,725.5	745,913.4	1171,728.6	16,042.0	749,062.8	508,443.0	34557,143.8
	125%		8632,686.5	4997,201.7	13223,437.5	5698,749.9	3082,203.6	2007,581.6	67,600.7	0.0	37709,461.5
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Otros Activos ponderados por riesgo			1032,680.8	1153,278.3	688,197.2	251,725.3	139,215.7	340,255.6	61,517.7	22,430.1	3689,300.7
	0%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	20%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	50%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1032,680.8	1153,278.3	688,197.2	251,725.3	139,215.7	340,255.6	61,517.7	22,430.1	3689,300.7
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Ctas. Contingentes netas pond.por riesgo			1887,458.5	1974,913.1	277,159.8	54,543.1	13,565.5	0.0	0.0	0.0	4207,640.0
	0%		7846,315.0	5637,669.2	7147,902.0	602,770.5	4377,509.2	10,465.4	0.0	0.0	25622,631.4
	20%		0.0	1916,904.3	466.0	1,036.4	0.0	0.0	0.0	0.0	1918,406.7
	50%		0.0	530,726.3	23,832.9	0.0	0.0	0.0	0.0	0.0	554,559.3
	60%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	100%		1887,458.5	1326,169.1	265,150.1	54,335.8	13,565.5	0.0	0.0	0.0	3546,679.0
	125%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	150%		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Sub-Total Crediticios pond. por riesgo			27844,483.2	26581,921.6	25774,591.6	10124,271.6	5349,284.5	2952,336.7	903,486.4	541,391.5	100071,767.1
Activos Nocionales de Riesgo Cambiario			5931,843.5	4517,588.6	6349,857.4	1779,621.0	1061,677.5	206,773.6	536,504.4	508,443.0	20892,309.0
Total Activos de Riesgo			33634,753.3	30728,074.9	32071,865.2	11900,050.2	6410,962.0	3159,110.2	1439,990.8	1049,834.5	120394,641.1
Nota: Las cifras reflejadas en las diferentes categorías de porcentajes corresponden al saldo en libros a la fecha de corte. Las cifras correspondientes a los distintos conceptos de activos corresponden al saldo ponderado con base a los diferentes porcentajes