SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 31 de Diciembre del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS BANCO ATLÁNTIDA FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 73,132,713.2 61,592,509.6 52,502,354.8 18,100,070.4 16,610,294.8 6,024,686.8 6,556,549.0 692,094.1 1,601,607.5 326,766.1 1,155,283.4 2,509,055.3 240,803,985.1 Efectivo y Equivalentes de Efectivo 23,098,156.6 12,627,999.3 14,495,970.7 4,787,314.8 3,938,856.7 1,581,023.0 484,220.1 215,400.3 332,894.2 81,645.6 159,962.8 420,758.0 62,224,202.0 Moneda Nacional 6,945,650.8 2,655,260.1 4,338,405.0 1,077,992.7 583,296.0 337,662.8 114,100.4 39,571.1 97,097.1 35,442.1 107,411.1 167,436.3 16,499,325.5 Caja 1,546,323.1 1,062,093.0 2,152,832.0 244,046.1 204,932.3 96,799.1 158.0 16,003.4 13,433.6 2,287.3 12,251.2 78,163.2 5,429,322.3 Banco Central de Nicaragua 5,355,077.7 1,582,620.7 2,173,594.8 815,329.9 338,273.2 231,835.8 29.0 23,550.2 38,497.8 12.6 59.3 0.0 10,558,880.9 Instituciones Financieras 44,250.0 10,546.4 11,978.2 18,616.7 39,402.8 9,028.0 113,913.4 17.5 45,165.7 33,142.2 95,100.6 89,273.1 510,434.7 Depósitos Restringidos 0.0 0.0 0.0 0.0 687.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 687.7 Equivalentes de Efectivo 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 16,152,505.8 9,972,739.2 10,157,565.6 3,709,322.1 3,355,560.7 1,243,360.2 370,119.7 175,829.2 235,797.1 46,203.5 52,551.7 253,321.7 45,724,876.4 Caja 907,672.8 651,274.4 2,070,785.2 217,325.9 297,611.7 184,767.6 1,027.8 13,527.3 11,058.0 578.3 6,012.5 38,326.6 4,399,968.1 Banco Central de Nicaragua 5,010,958.5 4,691,649.5 6,027,887.2 2,972,982.8 2,508,636.3 487,993.8 3,960.3 161,538.7 105,170.0 20.9 191.5 0.0 21,970,989.7 Instituciones Financieras 9,700,740.1 741,283.9 2,058,893.3 486,041.4 446,936.4 459,215.3 365,131.6 763.2 119,569.1 45,604.3 46,347.6 214,995.0 14,685,521.2 Depósitos Restringidos 533,134.3 768,249.6 0.0 32,971.9 102,376.3 3,665.2 0.0 0.0 0.0 0.0 0.0 0.0 1,440,397.3 Equivalentes de Efectivo 0.0 3,120,281.9 0.0 0.0 0.0 107,718.2 0.0 0.0 0.0 0.0 0.0 0.0 3,228,000.1 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,415,173.0 17,447,226.0 9,252,709.3 227,704.8 5,007,609.2 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 34,357,422.2 Cartera a Costo Amortizado 44,993,866.0 27,649,607.6 27,337,553.3 12,320,481.8 6,855,195.5 4,067,238.0 5,904,451.4 397,833.6 1,102,123.7 184,590.3 940,351.8 1,990,588.3 133,743,881.5 Inversiones a Costo Amortizado, Neto 5,470,558.6 5,913,064.0 0.0 534,994.5 0.0 141,225.7 2,862,825.5 0.0 351.9 0.0 35,558.8 104,532.2 15,063,111.3 Cartera de Créditos, Neta 39,523,307.4 21,736,543.5 27,337,553.3 11,785,487.3 6,855,195.5 3,926,012.3 3,041,625.9 397,833.6 1,101,771.8 184,590.3 904,793.0 1,886,056.1 118,680,770.2 Vigentes 37,114,354.9 17,795,156.4 22,193,706.3 10,383,052.7 5,858,949.4 3,579,746.2 3,052,580.6 402,187.3 1,043,406.5 113,238.3 812,476.4 1,756,267.8 104,105,123.0 Prorrogados 142,892.2 34,710.5 1,424,395.3 33,182.1 26,587.9 673.9 0.0 0.0 5,848.1 0.0 0.0 5,774.9 1,674,064.8 Reestructurados 2,377,006.9 4,159,367.0 5,055,232.7 1,292,669.1 897,744.2 476,409.0 44,912.6 0.0 102,550.8 99,815.0 78,174.1 112,071.8 14,695,953.3 Vencidos 788,084.8 520,199.2 304,872.1 310,381.4 313,065.5 55,370.9 4,111.2 0.0 67,518.6 18,010.0 138,534.6 128,219.7 2,648,368.1 Cobro Judicial 328,688.8 536,749.7 755,171.2 229,955.7 19,440.9 24,372.2 49,040.1 0.0 0.0 32,519.1 3,487.0 5,851.5 1,985,276.0 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -75,935.4 -87,936.2 -118,671.8 -10,151.7 -6,064.8 -15,808.9 -2,503.2 -2,288.1 -1,579.6 -832.5 -11,421.1 0.0 -333,193.4 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 590,093.9 369,697.1 353,185.0 141,305.6 116,782.4 80,476.7 38,194.2 1,756.0 24,120.3 5,672.2 58,869.2 99,281.3 1,879,433.9 (-) Provisión de Cartera de Créditos -1,741,878.6 -1,591,400.2 -2,630,337.3 -594,907.6 -371,310.1 -275,227.7 -144,709.7 -3,821.5 -140,092.9 -83,831.8 -175,327.1 -221,411.0 -7,974,255.5 Cuentas por Cobrar, Neto 152,333.2 413,970.2 112,757.3 69,697.6 45,234.1 34,130.5 3,503.6 5,055.7 23,682.8 1,144.2 1,681.0 11,747.1 874,937.4 Activos no Corrientes Mantenidos para la Venta 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Activos Recibidos en Recuperación de Créditos 293,648.3 311,697.0 31,479.7 77,856.2 10,982.0 8,138.0 0.0 0.0 4,973.5 17,830.9 3,244.1 4,216.9 764,066.7 Participaciones 278,837.4 2,042,707.1 76,079.9 32,947.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,430,572.0 Activo Material 1,516,438.0 803,436.4 1,144,436.6 311,959.1 394,677.2 271,319.3 150,834.0 25,909.9 97,299.6 40,701.6 37,635.7 47,266.0 4,841,913.3 Activos Intangibles 200,008.0 135,140.0 6,303.2 30,078.4 193,727.5 47,359.3 5,934.0 34,364.3 28,111.7 0.0 10,132.9 12,659.0 703,818.3 Activos Fiscales 0.0 21,936.9 0.0 195,046.0 120,088.2 1,586.8 0.0 0.3 11,431.1 0.0 77.2 14,259.9 364,426.5 Otros Activos 184,252.8 138,788.9 45,064.8 46,984.1 43,924.5 7,142.0 7,356.0 13,530.0 1,090.9 853.4 2,197.8 7,559.9 498,745.2 Pasivo 62,988,072.1 51,862,545.9 41,229,016.8 16,186,773.3 14,710,065.5 5,006,169.5 1,563,544.7 279,094.9 1,302,112.7 238,342.6 881,188.0 1,927,832.0 198,174,758.0 Pasivos Financieros a Costo Amortizado 61,181,946.3 49,029,786.3 40,409,519.6 15,798,666.4 14,011,550.2 4,877,240.8 1,385,681.6 225,530.1 1,234,356.6 218,783.4 845,069.7 1,737,055.4 190,955,186.4 Obligaciones con el Público 47,192,599.3 39,053,369.9 38,208,308.4 11,224,143.3 10,318,820.3 4,119,856.6 0.0 153,908.9 0.0 0.0 0.0 0.0 150,271,006.7 Moneda Nacional 17,241,599.7 9,958,183.8 9,729,600.6 2,056,284.1 1,512,782.6 851,372.6 0.0 16,011.0 0.0 0.0 0.0 0.0 41,365,834.4 Depósitos a la Vista 9,665,758.0 5,393,603.5 6,444,590.1 569,818.8 864,346.5 646,455.1 0.0 15,561.4 0.0 0.0 0.0 0.0 23,600,133.4 Depósitos de Ahorro 6,715,358.0 4,285,394.5 3,198,254.2 1,392,913.9 271,696.6 188,189.7 0.0 449.6 0.0 0.0 0.0 0.0 16,052,256.5 Depósitos a Plazo 860,483.7 279,185.8 86,756.2 93,551.4 376,739.5 16,727.8 0.0 0.0 0.0 0.0 0.0 0.0 1,713,444.4 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 29,732,215.1 28,965,023.1 28,366,461.5 9,066,723.9 8,715,553.2 3,253,060.9 0.0 137,539.9 0.0 0.0 0.0 0.0 108,236,577.6 Depósitos a la Vista 6,469,522.5 8,657,891.7 9,049,940.7 701,353.6 2,207,824.0 1,019,192.8 0.0 33,122.8 0.0 0.0 0.0 0.0 28,138,848.0 Depósitos de Ahorro 14,289,103.0 14,034,825.5 14,035,310.4 4,357,401.2 1,867,648.5 1,246,438.0 0.0 12,833.8 0.0 0.0 0.0 0.0 49,843,560.4 Depósitos a Plazo 8,973,589.5 6,272,306.0 5,281,210.4 4,007,969.1 4,640,080.7 987,430.1 0.0 91,583.3 0.0 0.0 0.0 0.0 30,254,169.1 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 218,784.5 130,162.9 112,246.3 101,135.3 90,484.5 15,423.1 0.0 358.0 0.0 0.0 0.0 0.0 668,594.7 Otras Obligaciones Diversas con el Público 262,653.8 247,075.5 240,381.5 102,571.2 57,822.7 30,347.9 2,301.5 0.1 4,690.7 4,220.2 0.0 0.0 952,065.2 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,885,476.2 1,599,000.3 1,479,914.1 1,139,731.0 2,076,572.1 432,320.9 0.0 71,621.0 0.0 0.0 0.0 0.0 9,684,635.7 Obligaciones por Emisión de Deuda 52,871.7 0.0 0.0 11,308.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 64,180.3 Pasivos por Operaciones de Reporto 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Obligaciones con Instituciones Financieras y por otros Financiamientos 10,235,693.5 8,128,264.4 480,915.7 2,986,366.6 1,226,696.7 294,715.3 1,383,380.1 0.0 1,229,665.9 214,563.2 845,069.7 1,737,055.4 28,762,386.3 Obligaciones con el Banco Central de Nicaragua 552,651.8 2,076.3 0.0 334,545.7 331,638.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,220,912.1 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 122,949.8 167,306.5 176,233.7 77,613.8 115,019.5 41,862.4 82,484.7 45.8 18,395.0 249.4 4,254.3 15,723.7 822,138.6 Obligaciones Subordinadas y/o Convertibles en Capital 1,072,174.8 2,103,641.8 0.0 226,993.6 358,697.6 0.0 0.0 0.0 0.0 0.0 0.0 113,604.0 3,875,111.8 Otros Pasivos y Provisiones 611,001.2 561,811.3 643,263.5 83,499.5 224,798.3 87,066.3 95,378.3 53,519.0 49,361.1 19,309.8 31,864.0 61,448.9 2,522,321.1 PATRIMONIO 10,144,641.1 9,729,963.7 11,273,338.0 1,913,297.1 1,900,229.3 1,018,517.3 4,993,004.4 412,999.2 299,494.9 88,423.5 274,095.4 581,223.3 42,629,227.1 Fondos Propios 9,962,379.5 9,053,219.3 10,870,987.1 1,895,857.3 1,652,687.8 961,500.9 4,885,380.6 412,999.2 256,414.6 76,837.5 271,901.4 553,959.5 40,854,124.6 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 698,418.0 879,702.5 838,390.9 3,951,682.9 512,818.0 345,032.0 427,650.0 394,748.3 700,710.0 19,801,524.7 Aportes a Capitalizar 495,000.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 4.7 8,196.3 70,702.4 573,904.3 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,315.9 0.0 0.0 0.0 0.0 0.0 258,315.9 Reservas Patrimoniales 1,821,686.4 1,839,138.7 1,829,967.3 474,978.4 363,715.3 82,718.9 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,881,205.9 Resultados Acumulados 2,985,770.7 2,118,964.7 5,408,219.0 663,996.0 395,072.9 22,774.6 0.0 -35,803.2 -28,204.9 -272,427.3 -144,742.7 -237,182.5 10,876,437.2 Resultado del Ejercicio 731,422.5 826,243.2 777,800.9 58,464.9 14,197.1 17,616.2 233,797.0 -64,015.6 -60,412.5 -92,167.8 8,125.1 11,665.7 2,462,736.8 Otro Resultado Integral Neto 45,412.1 202,240.6 49,079.1 5,548.8 38,368.6 3,313.4 68,391.4 0.0 5,734.9 0.0 1,116.1 208.2 419,413.3 Ajustes de Transición 136,849.5 474,503.9 353,271.8 11,891.0 209,172.9 53,703.1 39,232.3 0.0 37,345.4 11,586.0 1,077.9 27,055.6 1,355,689.3 CUENTAS CONTINGENTES 20,995,270.3 13,894,096.7 9,093,034.2 989,830.5 6,556,973.4 567,084.3 0.0 0.0 0.0 0.0 0.0 0.0 52,096,289.5 CUENTAS DE ORDEN 97,733,594.7 49,792,588.9 272,652,594.5 49,964,952.5 18,309,322.8 16,071,618.7 8,937,871.0 604,319.1 2,159,262.2 2,095,220.5 3,536,766.2 3,594,119.3 525,452,230.5 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 31 DE DICIEMBRE DE 2020 C$ 34.8245 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.