SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Noviembre del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS BANCO ATLÁNTIDA FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 72,897,022.8 60,622,258.0 54,276,653.6 18,323,190.4 16,306,908.7 5,675,412.9 6,509,296.2 699,841.1 1,525,908.2 341,882.3 1,147,244.6 2,503,040.1 240,828,658.9 Efectivo y Equivalentes de Efectivo 23,268,012.3 11,514,516.5 15,573,807.0 4,945,677.0 3,919,292.1 1,216,760.4 370,051.6 268,133.6 278,587.6 82,954.4 116,890.1 379,483.0 61,934,165.5 Moneda Nacional 8,235,416.4 2,889,978.7 5,149,693.1 895,169.0 798,281.7 285,867.6 72,617.2 20,087.1 53,656.4 32,860.0 84,134.9 123,636.2 18,641,398.4 Caja 2,686,363.4 1,481,941.5 2,149,512.3 308,033.7 265,215.6 137,174.2 168.8 5,977.9 12,457.2 4,843.3 14,381.5 71,525.5 7,137,594.9 Banco Central de Nicaragua 2,314,234.4 1,252,243.1 2,738,655.9 531,923.8 505,453.2 111,950.6 48.5 13,819.4 17,052.4 10.3 59.3 0.0 7,485,450.8 Instituciones Financieras 109,758.2 155,794.2 261,524.9 55,211.6 27,612.9 36,742.8 72,399.9 289.8 24,146.9 28,006.5 69,694.1 52,110.7 893,292.4 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 3,125,060.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,125,060.4 Moneda Extranjera 15,032,595.9 8,624,537.8 10,424,113.9 4,050,508.0 3,121,010.4 930,892.8 297,434.4 248,046.5 224,931.1 50,094.4 32,755.1 255,846.8 43,292,767.1 Caja 1,286,738.9 591,365.7 1,919,898.5 186,551.8 422,449.6 236,826.3 887.9 25,148.1 9,466.9 825.3 8,301.1 42,061.4 4,730,521.5 Banco Central de Nicaragua 4,418,184.2 3,981,339.0 5,363,274.6 3,174,340.1 2,136,270.0 437,654.1 6,076.4 219,847.9 125,853.3 20.9 191.2 0.0 19,863,051.7 Instituciones Financieras 5,944,640.7 1,084,700.8 3,140,940.8 656,699.4 464,945.6 214,533.5 286,993.4 3,050.5 89,610.9 49,248.2 24,262.9 213,785.4 12,173,412.2 Depósitos Restringidos 531,222.0 770,715.4 0.0 32,916.6 97,345.1 3,659.0 3,476.6 0.0 0.0 0.0 0.0 0.0 1,439,334.8 Equivalentes de Efectivo 2,851,810.1 2,196,416.8 0.0 0.0 0.0 38,219.9 0.0 0.0 0.0 0.0 0.0 0.0 5,086,446.9 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,135,129.1 19,098,281.5 9,230,696.9 225,461.2 4,636,506.6 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 35,333,075.3 Cartera a Costo Amortizado 44,775,074.1 25,966,523.3 28,052,695.9 12,372,885.7 6,937,329.5 4,073,158.1 5,973,624.2 349,706.1 1,071,611.8 194,003.3 976,513.2 2,021,264.2 132,764,389.4 Inversiones a Costo Amortizado, Neto 5,971,453.0 4,536,427.2 0.0 530,312.9 0.0 281,892.6 2,955,562.6 0.0 349.7 0.0 70,492.2 104,872.0 14,451,362.3 Cartera de Créditos, Neta 38,803,621.1 21,430,096.1 28,052,695.9 11,842,572.8 6,937,329.5 3,791,265.5 3,018,061.6 349,706.1 1,071,262.1 194,003.3 906,021.0 1,916,392.2 118,313,027.2 Vigentes 36,423,660.5 17,423,651.8 23,452,775.6 10,382,799.2 5,887,957.7 3,442,735.2 3,014,607.7 353,921.6 1,002,511.1 118,852.6 818,563.6 1,766,765.6 104,088,802.2 Prorrogados 233,568.2 24,856.5 755,228.7 80,469.7 31,441.8 672.8 0.0 0.0 13,004.5 0.0 0.0 7,276.7 1,146,518.9 Reestructurados 2,192,004.7 4,249,496.4 4,968,345.4 1,293,681.9 921,483.1 469,870.6 43,791.5 0.0 108,202.6 105,245.3 79,992.1 125,435.7 14,557,549.2 Vencidos 771,017.7 556,749.8 403,693.5 329,998.4 330,172.7 70,559.3 5,697.4 0.0 74,484.9 20,636.6 143,585.6 145,013.8 2,851,609.8 Cobro Judicial 369,274.4 529,119.8 759,534.7 235,567.8 17,119.1 18,002.6 49,886.8 0.0 0.0 31,613.3 3,481.1 7,471.0 2,021,070.5 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -74,090.3 -87,883.0 -119,477.5 -10,521.5 -6,362.6 -15,476.0 -2,701.0 -2,248.5 -1,286.7 -864.0 -11,482.4 0.0 -332,393.5 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 615,671.2 362,778.2 338,821.4 132,394.9 123,038.5 77,145.4 34,410.2 1,400.1 21,940.4 5,592.1 58,511.1 110,784.2 1,882,487.7 (-) Provisión de Cartera de Créditos -1,727,485.2 -1,628,673.3 -2,506,225.8 -601,817.6 -367,520.7 -272,244.4 -127,631.1 -3,367.1 -147,594.8 -87,072.6 -186,630.1 -246,354.8 -7,902,617.6 Cuentas por Cobrar, Neto 228,672.1 559,599.5 108,849.3 65,826.1 44,972.7 37,854.7 2,929.8 1,639.2 25,738.1 1,668.5 1,220.2 13,052.8 1,092,023.0 Activos no Corrientes Mantenidos para la Venta 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Activos Recibidos en Recuperación de Créditos 277,363.2 341,427.1 29,246.3 75,908.7 11,972.8 7,514.9 0.0 0.0 5,129.6 20,658.9 3,403.2 4,106.9 776,731.5 Participaciones 274,256.8 2,026,696.6 75,420.9 32,451.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,408,825.4 Activo Material 1,526,620.0 808,894.8 1,132,133.6 316,020.8 400,185.2 273,210.4 151,439.7 26,059.7 97,970.8 41,106.5 38,094.2 49,325.1 4,861,060.7 Activos Intangibles 172,581.4 139,009.1 6,779.6 27,699.4 185,343.1 44,577.4 6,820.8 35,650.8 28,991.0 0.0 9,553.6 12,232.6 669,238.8 Activos Fiscales 1,065.9 8,340.3 0.0 189,333.6 120,415.1 2,084.2 108.6 282.5 11,530.8 22.8 17.3 14,319.0 347,520.1 Otros Activos 238,247.8 158,969.4 67,023.9 71,926.8 50,891.7 13,502.9 4,071.5 18,369.2 6,348.6 1,468.0 1,552.8 9,256.6 641,629.1 Pasivo 62,816,848.6 50,116,611.8 43,072,167.8 16,427,890.2 14,397,655.6 4,660,795.4 1,492,299.1 281,288.5 1,228,639.0 247,004.0 891,883.7 1,934,173.5 197,567,257.2 Pasivos Financieros a Costo Amortizado 60,879,661.0 47,243,394.8 42,137,604.5 15,989,357.8 13,722,990.8 4,523,321.5 1,399,878.6 225,086.7 1,157,206.9 226,073.0 849,383.9 1,743,684.9 190,097,644.4 Obligaciones con el Público 47,284,591.3 36,855,273.8 39,609,349.6 11,372,095.6 10,202,717.4 3,784,263.0 0.0 162,530.0 0.0 0.0 0.0 0.0 149,270,820.8 Moneda Nacional 18,144,503.6 9,861,609.9 11,547,131.2 2,015,157.2 1,560,564.6 776,088.9 0.0 7,446.8 0.0 0.0 0.0 0.0 43,912,502.2 Depósitos a la Vista 10,850,443.7 5,221,578.4 8,265,507.0 527,589.2 890,981.9 596,223.0 0.0 7,179.3 0.0 0.0 0.0 0.0 26,359,502.4 Depósitos de Ahorro 6,449,541.0 4,363,734.7 3,195,475.3 1,385,736.3 247,659.2 163,263.1 0.0 267.5 0.0 0.0 0.0 0.0 15,805,677.2 Depósitos a Plazo 844,518.8 276,296.8 86,148.9 101,831.7 421,923.4 16,602.8 0.0 0.0 0.0 0.0 0.0 0.0 1,747,322.6 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 28,892,590.1 26,866,000.3 27,944,424.5 9,257,655.8 8,559,227.8 2,994,202.5 0.0 154,749.7 0.0 0.0 0.0 0.0 104,668,850.8 Depósitos a la Vista 6,355,981.5 7,104,768.3 9,282,040.8 740,374.9 2,153,755.3 841,716.2 0.0 63,540.9 0.0 0.0 0.0 0.0 26,542,177.8 Depósitos de Ahorro 12,942,651.8 13,565,705.5 13,281,296.9 4,567,769.3 1,808,755.1 1,222,036.4 0.0 6,316.3 0.0 0.0 0.0 0.0 47,394,531.3 Depósitos a Plazo 9,593,956.8 6,195,526.6 5,381,086.8 3,949,511.5 4,596,717.5 930,450.0 0.0 84,892.5 0.0 0.0 0.0 0.0 30,732,141.6 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 247,497.6 127,663.5 117,793.9 99,282.6 82,925.0 13,971.6 0.0 333.6 0.0 0.0 0.0 0.0 689,467.9 Otras Obligaciones Diversas con el Público 383,542.7 409,563.7 227,535.9 90,543.9 40,513.1 71,638.7 2,258.4 0.1 4,473.6 4,067.1 0.0 0.0 1,234,137.3 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,539,258.4 1,612,634.1 1,791,733.4 1,190,139.3 1,936,913.1 422,504.8 0.0 62,556.6 0.0 0.0 0.0 0.0 9,555,739.7 Obligaciones por Emisión de Deuda 52,402.7 0.0 0.0 11,407.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 63,810.2 Pasivos por Operaciones de Reporto 0.0 0.0 0.0 0.0 0.0 55,256.7 0.0 0.0 0.0 0.0 0.0 0.0 55,256.7 Obligaciones con Instituciones Financieras y por otros Financiamientos 9,912,191.0 8,363,452.6 508,985.6 3,163,636.5 1,099,906.1 189,658.3 1,397,620.2 0.0 1,152,733.3 222,006.0 849,383.9 1,743,684.9 28,603,258.1 Obligaciones con el Banco Central de Nicaragua 707,674.9 2,470.6 0.0 161,535.0 442,941.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,314,621.6 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 122,891.5 118,708.7 159,707.3 75,348.0 104,427.5 41,352.2 36,071.3 39.2 16,689.0 261.6 3,740.2 15,899.0 695,135.4 Obligaciones Subordinadas y/o Convertibles en Capital 1,078,555.7 2,194,296.4 0.0 225,254.3 355,715.0 0.0 0.0 0.0 0.0 0.0 0.0 113,068.6 3,966,890.0 Otros Pasivos y Provisiones 735,740.3 560,211.9 774,856.0 137,930.1 214,522.2 96,121.7 56,349.3 56,162.6 54,743.1 20,669.4 38,759.6 61,521.1 2,807,587.3 PATRIMONIO 10,080,174.3 10,505,646.2 11,204,485.8 1,895,300.1 1,909,253.1 1,014,617.5 5,016,997.0 418,552.6 297,269.2 94,878.3 255,360.9 568,866.6 43,261,401.8 Fondos Propios 9,907,578.6 9,823,408.4 10,821,939.7 1,880,580.1 1,650,868.7 957,329.4 4,909,373.3 418,552.6 254,873.8 83,292.3 254,283.0 541,602.8 41,503,682.6 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 698,418.0 879,702.5 838,390.9 3,951,682.9 512,818.0 345,032.0 410,050.0 394,748.3 700,710.0 19,783,924.7 Aportes a Capitalizar 245,000.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 17,604.7 8,196.3 70,702.4 341,504.3 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,315.9 0.0 0.0 0.0 0.0 0.0 258,315.9 Reservas Patrimoniales 1,711,973.0 1,839,138.7 1,829,967.3 466,208.6 361,346.7 82,718.9 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,760,354.2 Resultados Acumulados 3,344,907.3 2,954,778.6 5,408,219.0 672,765.8 397,441.5 22,774.6 0.0 -35,803.2 -28,204.9 -272,427.3 -144,742.7 -237,182.5 12,082,526.0 Resultado del Ejercicio 677,198.3 760,618.5 728,753.4 43,187.8 12,378.0 13,444.7 257,789.7 -58,462.2 -61,953.3 -85,713.0 -9,493.3 -691.0 2,277,057.6 Otro Resultado Integral Neto 35,169.5 207,733.9 29,274.4 2,829.0 49,211.5 3,585.1 68,391.4 0.0 5,050.1 0.0 0.0 208.2 401,453.2 Ajustes de Transición 137,426.2 474,503.9 353,271.8 11,891.0 209,172.9 53,703.1 39,232.3 0.0 37,345.4 11,586.0 1,077.9 27,055.6 1,356,266.0 CUENTAS CONTINGENTES 19,822,150.1 13,780,008.9 8,965,826.5 981,120.8 6,474,004.9 533,356.8 0.0 0.0 0.0 0.0 0.0 0.0 50,556,468.0 CUENTAS DE ORDEN 97,597,129.6 48,398,229.6 275,652,716.9 51,137,044.5 17,863,419.6 15,604,483.8 9,514,498.0 568,391.6 2,164,306.1 2,131,700.6 3,532,717.0 3,614,532.0 527,779,169.3 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE NOVIEMBRE DE 2020 C$ 34.7661 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.