SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 31 de Octubre del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS BANCO ATLÁNTIDA FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 71,005,722.2 59,807,215.7 53,110,830.1 18,321,983.8 16,093,642.3 5,432,815.2 6,484,564.1 658,310.8 1,520,473.5 371,263.3 1,408,459.9 2,677,788.6 236,893,069.4 Efectivo y Equivalentes de Efectivo 21,523,263.5 11,146,914.0 15,500,323.9 5,023,970.7 3,846,940.3 1,168,561.1 465,385.3 305,611.0 328,792.8 102,118.9 391,868.2 502,476.5 60,306,226.2 Moneda Nacional 6,453,075.3 3,007,950.1 4,489,908.2 853,937.0 750,097.4 252,727.2 117,164.0 19,911.0 85,713.1 33,705.6 150,361.7 109,918.4 16,324,469.1 Caja 1,611,295.6 964,651.3 1,773,137.6 254,149.8 231,741.9 105,814.9 215.6 2,431.6 12,941.3 4,904.0 12,527.0 62,055.0 5,035,865.6 Banco Central de Nicaragua 2,403,948.0 1,486,375.1 2,523,844.0 538,498.4 463,732.4 131,251.9 83.9 17,193.0 42,052.6 8.3 59.3 0.0 7,607,047.0 Instituciones Financieras 137,448.4 156,818.7 192,926.6 61,288.8 54,623.1 15,660.4 116,864.4 286.4 30,719.2 28,793.4 137,775.4 47,863.4 981,068.3 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 2,300,383.3 400,105.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,700,488.3 Moneda Extranjera 15,070,188.2 8,138,963.9 11,010,415.7 4,170,033.7 3,096,842.9 915,833.8 348,221.3 285,700.0 243,079.6 68,413.3 241,506.5 392,558.1 43,981,757.0 Caja 1,234,529.0 644,013.4 1,633,307.1 239,931.3 450,139.1 155,344.5 698.1 25,108.0 11,559.3 729.5 6,369.6 29,857.1 4,431,586.1 Banco Central de Nicaragua 4,344,745.7 3,878,468.7 5,983,137.1 3,279,618.0 1,719,265.6 398,043.1 5,974.8 257,240.1 153,294.0 17.3 190.8 0.0 20,019,995.1 Instituciones Financieras 5,723,043.5 876,471.6 3,393,971.5 617,647.4 830,329.0 241,782.3 338,080.2 3,351.8 78,226.3 67,666.4 234,946.2 362,700.9 12,768,217.2 Depósitos Restringidos 527,042.8 768,760.7 0.0 32,836.9 97,109.3 3,650.2 3,468.2 0.0 0.0 0.0 0.0 0.0 1,432,868.1 Equivalentes de Efectivo 3,240,827.2 1,971,249.6 0.0 0.0 0.0 117,013.7 0.0 0.0 0.0 0.0 0.0 0.0 5,329,090.5 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,098,663.5 18,178,539.3 9,185,525.5 65,171.0 4,575,756.1 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 34,110,655.5 Cartera a Costo Amortizado 44,585,507.7 26,290,422.1 26,981,113.4 12,444,204.7 6,849,888.7 3,869,690.0 5,853,652.2 267,916.0 1,018,211.1 204,184.6 962,390.6 2,070,641.7 131,397,822.8 Inversiones a Costo Amortizado, Neto 5,926,521.5 4,495,364.8 0.0 420,934.1 0.0 273,666.6 3,061,098.0 0.0 347.3 0.0 70,044.4 173,947.4 14,421,924.0 Cartera de Créditos, Neta 38,658,986.2 21,795,057.3 26,981,113.4 12,023,270.6 6,849,888.7 3,596,023.5 2,792,554.2 267,916.0 1,017,863.8 204,184.6 892,346.2 1,896,694.3 116,975,898.8 Vigentes 36,405,483.9 17,915,687.1 22,269,830.0 10,442,498.2 5,784,745.3 3,238,658.2 2,789,304.7 270,817.0 937,203.0 127,477.0 803,942.5 1,742,759.3 102,728,406.4 Prorrogados 290,428.5 25,971.6 777,725.7 89,327.9 33,797.1 0.0 0.0 0.0 20,754.0 0.0 0.0 10,687.7 1,248,692.5 Reestructurados 2,409,631.1 4,179,157.3 4,953,433.6 1,463,977.1 1,090,066.4 474,120.7 43,702.8 0.0 113,051.4 108,878.4 80,343.3 130,729.2 15,047,091.3 Vencidos 383,748.9 482,224.2 456,414.8 260,632.9 181,508.3 76,683.7 5,732.4 0.0 83,828.9 23,518.4 146,430.2 153,318.1 2,254,040.7 Cobro Judicial 383,734.6 500,413.2 738,410.6 232,893.5 27,838.5 17,662.2 51,235.7 0.0 0.0 32,879.8 3,977.3 7,638.5 1,996,684.0 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -75,223.6 -88,763.5 -118,989.2 -9,042.2 -6,624.8 -14,968.4 -2,807.1 -1,610.5 -995.1 -901.9 -11,271.8 0.0 -331,198.3 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 581,273.4 356,310.1 304,385.5 139,433.9 123,512.4 70,796.0 30,007.7 1,243.0 21,155.4 6,043.5 55,631.5 105,464.3 1,795,256.6 (-) Provisión de Cartera de Créditos -1,720,090.7 -1,575,942.7 -2,400,097.5 -596,450.7 -384,954.5 -266,928.9 -124,621.9 -2,533.5 -157,133.7 -93,710.7 -186,706.7 -253,902.8 -7,763,074.4 Cuentas por Cobrar, Neto 230,718.0 630,621.5 114,145.6 68,443.7 49,122.0 41,618.6 2,266.3 1,280.1 21,935.8 1,210.0 1,151.9 12,048.2 1,174,561.7 Activos no Corrientes Mantenidos para la Venta 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Activos Recibidos en Recuperación de Créditos 262,534.4 342,705.9 29,727.1 75,049.8 11,982.3 6,965.7 0.0 0.0 5,395.0 20,256.7 2,970.9 3,272.6 760,860.5 Participaciones 274,256.8 2,007,301.7 75,133.0 31,909.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,388,600.8 Activo Material 1,542,875.1 810,533.0 1,137,241.8 319,569.3 398,726.1 275,054.2 149,762.9 23,995.8 99,014.3 41,513.7 38,481.7 50,898.3 4,887,666.2 Activos Intangibles 178,547.7 141,872.9 7,301.8 29,005.7 189,002.9 44,443.6 7,889.0 36,937.3 29,853.4 0.0 10,008.9 13,068.3 687,931.4 Activos Fiscales 2,131.8 87,181.6 0.0 182,932.4 120,720.4 2,108.0 217.2 282.5 11,630.5 45.6 17.3 14,371.8 421,639.1 Otros Activos 307,223.7 171,123.7 80,317.9 81,727.2 51,503.6 17,624.0 5,141.1 22,288.1 5,640.6 1,933.7 1,570.5 11,011.2 757,105.3 Pasivo 61,004,981.4 49,470,953.4 41,941,681.0 16,429,394.7 14,196,911.9 4,422,398.5 1,489,307.3 234,290.4 1,220,480.5 276,197.3 1,192,444.5 2,110,877.0 193,989,917.7 Pasivos Financieros a Costo Amortizado 59,070,687.6 46,189,731.0 41,023,014.4 15,978,768.8 13,496,619.6 4,282,210.7 1,397,908.6 178,050.1 1,150,128.2 252,440.3 1,152,784.6 1,909,352.6 186,081,696.7 Obligaciones con el Público 43,891,713.7 35,523,182.7 37,889,790.7 11,278,609.9 9,883,373.8 3,581,356.5 0.0 107,246.4 0.0 0.0 0.0 0.0 142,155,273.9 Moneda Nacional 14,873,746.9 9,117,929.9 10,221,107.2 1,923,555.0 1,390,753.2 747,159.7 0.0 4,056.9 0.0 0.0 0.0 0.0 38,278,308.9 Depósitos a la Vista 7,802,064.1 4,846,925.7 7,699,308.5 433,724.0 741,293.7 567,513.9 0.0 3,834.1 0.0 0.0 0.0 0.0 22,094,663.9 Depósitos de Ahorro 5,895,768.6 3,975,917.7 2,425,586.5 1,333,299.1 260,027.2 163,065.4 0.0 222.8 0.0 0.0 0.0 0.0 14,053,887.3 Depósitos a Plazo 1,175,914.2 295,086.5 96,212.2 156,532.0 389,432.3 16,580.4 0.0 0.0 0.0 0.0 0.0 0.0 2,129,757.7 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 28,749,391.8 26,279,892.2 27,551,494.8 9,242,648.7 8,405,035.4 2,820,202.3 0.0 102,898.4 0.0 0.0 0.0 0.0 103,151,563.5 Depósitos a la Vista 6,742,573.0 6,824,390.1 9,072,684.8 757,744.9 2,307,347.3 790,372.8 0.0 16,015.7 0.0 0.0 0.0 0.0 26,511,128.6 Depósitos de Ahorro 12,806,221.6 13,282,924.4 13,023,659.2 4,565,535.3 1,736,628.1 1,186,260.5 0.0 3,919.5 0.0 0.0 0.0 0.0 46,605,148.6 Depósitos a Plazo 9,200,597.2 6,172,577.7 5,455,150.8 3,919,368.5 4,361,060.0 843,568.9 0.0 82,963.2 0.0 0.0 0.0 0.0 30,035,286.3 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 268,575.0 125,360.6 117,188.7 112,406.2 87,585.3 13,994.5 0.0 291.2 0.0 0.0 0.0 0.0 725,401.5 Otras Obligaciones Diversas con el Público 594,777.7 465,675.0 203,944.6 92,499.1 37,439.5 59,883.9 1,970.3 0.1 4,243.7 3,911.6 0.0 0.0 1,464,345.4 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,810,548.2 1,842,451.6 2,419,050.9 1,273,240.4 2,070,417.0 498,814.5 0.0 70,803.5 0.0 0.0 0.0 0.0 10,985,326.1 Obligaciones por Emisión de Deuda 53,034.7 0.0 0.0 11,331.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 64,366.1 Pasivos por Operaciones de Reporto 0.0 0.0 0.0 0.0 105,226.9 20,006.1 0.0 0.0 0.0 0.0 0.0 0.0 125,233.0 Obligaciones con Instituciones Financieras y por otros Financiamientos 11,018,199.3 8,355,958.6 510,228.2 3,132,657.7 1,096,483.2 122,149.7 1,395,938.3 0.0 1,145,884.6 248,528.8 1,152,784.6 1,909,352.6 30,088,165.6 Obligaciones con el Banco Central de Nicaragua 702,414.0 2,463.1 0.0 190,430.2 303,679.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,198,986.6 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 121,714.5 190,954.6 177,179.7 73,251.2 99,174.0 40,374.2 38,506.8 40.6 16,679.8 263.8 3,758.8 16,138.8 778,036.8 Obligaciones Subordinadas y/o Convertibles en Capital 1,067,715.7 2,516,961.3 0.0 223,396.6 352,552.3 0.0 0.0 0.0 0.0 0.0 0.0 111,868.0 4,272,493.8 Otros Pasivos y Provisiones 744,863.6 573,306.6 741,486.8 153,978.2 248,565.9 99,813.5 52,891.9 56,199.7 53,672.5 23,493.1 35,901.1 73,517.6 2,857,690.5 PATRIMONIO 10,000,740.9 10,336,262.2 11,169,149.1 1,892,589.1 1,896,730.4 1,010,416.7 4,995,256.8 424,020.4 299,993.0 95,066.0 216,015.4 566,911.6 42,903,151.7 Fondos Propios 9,843,473.9 9,786,626.1 10,792,420.1 1,878,154.8 1,649,466.3 954,424.3 4,887,633.0 424,020.4 257,597.6 83,480.0 214,937.5 539,647.8 41,311,881.9 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 698,418.0 879,702.5 838,390.9 3,951,682.9 512,818.0 345,032.0 410,050.0 394,748.3 700,710.0 19,783,924.7 Aportes a Capitalizar 245,000.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 17,604.7 8,196.3 70,702.4 341,504.3 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,315.9 0.0 0.0 0.0 0.0 0.0 258,315.9 Reservas Patrimoniales 1,711,973.0 1,839,138.7 1,829,967.3 466,208.6 357,929.1 82,718.9 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,756,936.5 Resultados Acumulados 3,344,682.7 2,954,778.6 5,408,219.0 672,765.8 400,859.1 22,876.7 0.0 -35,803.2 -28,204.9 -272,427.3 -144,742.7 -237,182.5 12,085,821.1 Resultado del Ejercicio 613,318.2 723,836.2 699,233.8 40,762.5 10,975.6 10,437.5 236,049.5 -52,994.4 -59,229.5 -85,525.3 -48,838.8 -2,646.0 2,085,379.4 Otro Resultado Integral Neto 19,616.1 75,132.3 23,457.3 2,543.2 38,091.3 2,289.4 68,391.4 0.0 5,050.1 0.0 0.0 208.2 234,779.2 Ajustes de Transición 137,650.8 474,503.9 353,271.8 11,891.0 209,172.9 53,703.1 39,232.3 0.0 37,345.4 11,586.0 1,077.9 27,055.6 1,356,490.6 CUENTAS CONTINGENTES 19,885,034.6 13,799,384.7 8,981,447.8 1,027,079.7 6,480,106.6 518,237.5 0.0 0.0 0.0 0.0 0.0 0.0 50,691,290.9 CUENTAS DE ORDEN 97,239,235.0 48,776,471.5 272,271,267.8 53,386,602.0 17,807,388.8 15,468,174.1 8,789,267.2 461,578.3 2,139,339.3 2,163,745.2 3,505,109.2 3,620,605.6 525,628,784.1 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 31 DE OCTUBRE DE 2020 C$ 34.6819 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.