SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Septiembre del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS BANCO ATLÁNTIDA FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 70,447,284.4 59,150,209.3 52,819,703.4 18,430,072.7 16,112,842.3 5,558,423.0 6,454,774.8 691,102.7 1,504,273.6 425,534.1 1,415,037.0 2,587,416.5 235,596,673.8 Efectivo y Equivalentes de Efectivo 20,381,994.1 11,676,017.0 18,292,295.4 4,875,273.9 3,575,412.4 1,337,809.0 608,178.6 252,235.0 364,333.5 141,106.2 423,140.5 428,274.7 62,356,070.2 Moneda Nacional 6,100,893.5 3,193,780.9 4,239,490.3 716,616.0 657,961.2 329,411.6 88,543.4 12,416.1 75,049.1 33,952.4 164,801.2 99,064.9 15,711,980.8 Caja 1,883,997.9 1,199,919.7 1,759,172.3 236,504.3 204,518.9 127,518.2 194.9 1,748.1 15,078.5 4,984.8 12,686.7 66,006.5 5,512,330.8 Banco Central de Nicaragua 2,625,429.9 1,251,903.0 2,319,981.3 406,750.4 422,017.2 191,026.7 44.8 9,992.6 41,474.7 8.3 59.3 0.0 7,268,688.0 Instituciones Financieras 116,447.0 191,879.6 160,336.7 73,361.3 31,425.1 10,866.7 88,303.8 675.5 18,495.9 28,959.3 100,931.5 33,058.4 854,740.8 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 1,475,018.8 550,078.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 51,123.7 0.0 2,076,221.2 Moneda Extranjera 14,281,100.6 8,482,236.0 14,052,805.0 4,158,657.9 2,917,451.2 1,008,397.5 519,635.2 239,818.9 289,284.4 107,153.8 258,339.3 329,209.8 46,644,089.4 Caja 1,191,958.7 631,224.9 1,591,324.0 223,955.0 289,020.6 262,889.0 1,128.8 22,431.1 13,881.3 731.1 9,773.0 25,710.7 4,264,028.0 Banco Central de Nicaragua 4,366,396.7 3,521,017.8 6,515,063.2 2,985,784.2 1,935,564.6 468,408.3 5,983.8 213,145.4 166,748.9 17.3 190.3 0.0 20,178,320.5 Instituciones Financieras 5,352,018.5 1,321,712.8 3,868,922.2 916,163.9 594,955.1 200,663.9 509,063.0 4,242.3 108,654.2 71,810.2 248,376.0 303,499.1 13,500,081.3 Depósitos Restringidos 522,867.5 772,490.7 0.0 32,754.8 96,866.6 3,641.1 3,459.5 0.0 0.0 34,595.2 0.0 0.0 1,466,675.4 Equivalentes de Efectivo 2,847,859.3 2,235,789.8 2,077,495.6 0.0 1,044.4 72,795.2 0.0 0.0 0.0 0.0 0.0 0.0 7,234,984.3 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,808,300.4 17,211,901.6 6,377,740.0 121,386.2 5,191,045.7 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 31,717,373.8 Cartera a Costo Amortizado 44,592,980.0 26,155,400.5 26,734,575.5 12,653,017.8 6,508,770.9 3,836,832.4 5,679,422.9 296,938.4 965,487.9 219,077.7 936,940.1 2,051,486.7 130,630,930.9 Inversiones a Costo Amortizado, Neto 6,243,048.5 4,244,592.6 0.0 526,542.4 0.0 404,785.1 3,192,384.1 0.0 369.2 0.0 69,583.6 191,058.2 14,872,363.6 Cartera de Créditos, Neta 38,349,931.5 21,910,808.0 26,734,575.5 12,126,475.4 6,508,770.9 3,432,047.4 2,487,038.8 296,938.4 965,118.7 219,077.7 867,356.4 1,860,428.5 115,758,567.2 Vigentes 36,002,443.0 18,047,880.4 22,232,809.0 10,568,431.1 5,413,235.6 3,070,341.7 2,518,318.0 300,188.3 869,286.0 139,235.3 785,502.3 1,712,148.3 101,659,819.1 Prorrogados 354,806.3 28,304.7 486,776.4 91,506.6 33,712.7 5,713.5 0.0 0.0 32,153.0 0.0 0.0 15,311.4 1,048,284.7 Reestructurados 2,338,829.8 4,086,414.0 4,879,285.7 1,412,803.0 1,092,440.0 460,760.8 21,842.2 0.0 118,627.2 111,300.7 79,721.6 123,719.5 14,725,744.5 Vencidos 473,190.8 530,175.1 509,271.6 277,896.3 213,458.2 89,144.1 27,507.0 0.0 94,025.5 32,446.0 146,304.4 165,770.7 2,559,189.6 Cobro Judicial 442,280.0 471,665.3 745,123.0 226,151.9 27,783.8 18,778.4 23,171.6 0.0 0.0 35,885.9 4,838.1 6,820.2 2,002,498.2 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -75,433.9 -89,087.1 -118,735.1 -9,383.6 -6,131.0 -13,922.5 -2,936.9 -1,661.7 -849.4 -971.6 -10,861.2 0.0 -329,974.0 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 540,866.8 367,058.5 316,776.8 132,431.8 117,009.7 64,715.2 25,068.2 1,239.6 19,021.1 6,194.0 52,078.0 96,711.4 1,739,170.9 (-) Provisión de Cartera de Créditos -1,727,051.3 -1,531,602.8 -2,316,731.9 -573,361.7 -382,738.0 -263,483.8 -125,931.3 -2,827.7 -167,144.8 -105,012.5 -190,226.8 -260,053.0 -7,646,165.8 Cuentas por Cobrar, Neto 146,368.0 591,999.7 104,464.1 63,926.2 54,510.4 30,189.2 2,484.2 1,050.6 20,381.1 1,185.7 1,059.1 11,322.9 1,028,941.0 Activos no Corrientes Mantenidos para la Venta 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Activos Recibidos en Recuperación de Créditos 253,115.1 348,158.6 33,619.5 89,983.6 17,141.7 6,594.4 0.0 0.0 5,909.2 19,997.9 2,970.9 3,272.6 780,763.5 Participaciones 274,256.8 1,986,599.1 74,262.4 31,867.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,366,985.6 Activo Material 1,548,800.8 816,147.4 1,139,653.4 323,776.5 398,023.5 276,755.2 150,319.0 23,049.6 100,068.7 42,106.1 38,972.3 52,873.0 4,910,545.6 Activos Intangibles 187,184.8 131,586.0 6,781.2 30,312.8 197,136.8 45,951.9 8,818.9 38,224.1 30,777.9 0.0 9,698.4 14,259.0 700,731.8 Activos Fiscales 3,197.8 72,207.9 0.0 175,869.0 117,344.5 2,721.1 325.8 282.6 11,730.2 68.4 17.3 14,269.2 398,033.6 Otros Activos 251,086.6 160,191.6 56,312.0 64,659.3 53,456.4 14,819.8 4,975.4 79,322.4 5,585.1 1,992.1 2,238.6 11,658.3 706,297.8 Pasivo 60,521,910.7 48,907,825.6 41,733,521.2 16,537,595.7 14,211,154.6 4,550,533.7 1,489,800.9 262,465.7 1,200,767.7 326,641.6 1,204,966.7 2,022,240.6 192,969,424.6 Pasivos Financieros a Costo Amortizado 58,712,820.1 45,691,786.2 40,803,371.7 16,010,602.4 13,549,367.2 4,422,714.3 1,392,198.2 203,055.5 1,132,002.3 298,655.9 1,164,985.6 1,822,532.8 185,204,092.2 Obligaciones con el Público 43,280,027.4 35,059,678.7 37,026,217.8 11,382,214.4 9,608,949.7 3,702,186.0 0.0 92,443.0 0.0 0.0 0.0 0.0 140,151,716.9 Moneda Nacional 14,758,939.8 9,222,723.6 9,595,388.2 1,910,438.5 1,505,900.9 757,338.5 0.0 3,962.4 0.0 0.0 0.0 0.0 37,754,691.9 Depósitos a la Vista 7,744,002.9 4,944,776.4 6,879,247.3 443,080.3 929,315.2 563,185.3 0.0 3,930.7 0.0 0.0 0.0 0.0 21,507,538.1 Depósitos de Ahorro 5,953,056.4 3,977,325.5 2,621,203.5 1,311,911.3 207,816.6 177,679.3 0.0 31.7 0.0 0.0 0.0 0.0 14,249,024.1 Depósitos a Plazo 1,061,880.6 300,621.7 94,937.3 155,446.9 368,769.2 16,473.9 0.0 0.0 0.0 0.0 0.0 0.0 1,998,129.6 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 28,267,497.5 25,716,721.7 27,312,342.7 9,362,519.3 8,018,438.1 2,930,542.1 0.0 88,261.6 0.0 0.0 0.0 0.0 101,696,323.1 Depósitos a la Vista 6,757,966.4 6,669,280.1 8,432,416.4 691,899.4 2,422,699.7 965,691.6 0.0 23,801.9 0.0 0.0 0.0 0.0 25,963,755.6 Depósitos de Ahorro 12,542,532.0 12,933,073.0 12,890,522.9 4,835,358.8 1,645,147.3 1,104,140.8 0.0 3,782.6 0.0 0.0 0.0 0.0 45,954,557.4 Depósitos a Plazo 8,966,999.1 6,114,368.6 5,989,403.4 3,835,261.1 3,950,591.1 860,709.7 0.0 60,677.2 0.0 0.0 0.0 0.0 29,778,010.2 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 253,590.0 120,233.4 118,486.9 109,256.7 84,610.7 14,305.3 0.0 219.0 0.0 0.0 0.0 0.0 700,701.9 Otras Obligaciones Diversas con el Público 688,452.7 329,618.7 173,614.6 90,093.3 45,332.3 43,996.5 1,942.9 0.1 4,344.5 3,689.0 0.0 0.0 1,381,084.6 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,945,303.0 1,719,444.8 3,059,879.8 1,248,254.8 2,108,913.6 500,151.6 0.0 110,612.4 0.0 0.0 0.0 0.0 11,692,560.1 Obligaciones por Emisión de Deuda 87,552.2 0.0 0.0 11,231.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 98,784.1 Pasivos por Operaciones de Reporto 0.0 0.0 0.0 0.0 104,512.9 55,006.5 0.0 0.0 0.0 0.0 0.0 0.0 159,519.4 Obligaciones con Instituciones Financieras y por otros Financiamientos 11,003,205.0 8,580,588.5 543,659.5 3,053,894.3 1,319,950.9 121,373.7 1,390,255.4 0.0 1,127,657.7 294,966.8 1,164,985.6 1,822,532.8 30,423,070.4 Obligaciones con el Banco Central de Nicaragua 708,279.8 2,455.4 0.0 224,913.7 361,707.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,297,356.8 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 121,337.7 157,117.3 159,805.7 70,913.9 83,318.7 39,389.8 36,405.4 40.9 16,516.4 277.6 3,697.6 16,322.2 705,143.3 Obligaciones Subordinadas y/o Convertibles en Capital 1,056,564.7 2,496,057.5 0.0 307,304.8 349,300.0 0.0 0.0 0.0 0.0 0.0 0.0 111,512.4 4,320,739.4 Otros Pasivos y Provisiones 631,188.2 562,864.7 770,343.8 148,774.5 229,168.6 88,429.5 61,197.2 59,369.3 52,249.0 27,708.1 36,283.4 71,873.3 2,739,449.7 PATRIMONIO 9,925,373.7 10,242,383.8 11,086,182.2 1,892,477.1 1,901,687.7 1,007,889.3 4,964,973.8 428,636.9 303,506.0 98,892.5 210,070.3 565,175.9 42,627,249.2 Fondos Propios 9,772,585.4 9,715,398.6 10,713,626.5 1,874,929.3 1,648,235.3 951,967.3 4,857,350.1 428,636.9 261,110.5 87,306.5 208,992.4 537,912.2 41,058,051.0 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 698,418.0 879,702.5 838,390.9 3,948,535.1 512,818.0 345,032.0 410,050.0 394,748.3 700,710.0 19,780,776.8 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 17,604.7 8,196.3 70,702.4 96,504.3 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,315.9 0.0 0.0 0.0 0.0 0.0 258,315.9 Reservas Patrimoniales 1,711,973.0 1,839,138.7 1,829,967.3 466,208.6 349,587.3 82,718.9 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,748,594.7 Resultados Acumulados 3,589,517.1 2,954,778.6 5,408,219.0 672,765.8 409,200.9 22,876.7 0.0 -35,803.2 -28,204.9 -272,427.3 -144,742.7 -237,182.5 12,338,997.3 Resultado del Ejercicio 542,595.4 652,608.6 620,440.2 37,536.9 9,744.6 7,980.5 208,914.4 -48,377.8 -55,716.6 -81,698.8 -54,783.8 -4,381.7 1,834,862.0 Otro Resultado Integral Neto 14,971.8 52,481.3 19,283.9 5,656.8 30,131.7 2,219.0 68,391.4 0.0 5,050.1 0.0 0.0 208.2 198,394.2 Ajustes de Transición 137,816.5 474,503.9 353,271.8 11,891.0 223,320.7 53,703.1 39,232.3 0.0 37,345.4 11,586.0 1,077.9 27,055.6 1,370,804.1 CUENTAS CONTINGENTES 19,462,951.6 11,706,041.1 8,199,491.9 1,034,607.3 6,464,808.5 490,393.9 0.0 0.0 0.0 0.0 0.0 0.0 47,358,294.3 CUENTAS DE ORDEN 95,503,567.1 44,672,944.7 264,958,487.0 53,993,299.6 18,755,181.2 15,172,622.8 8,524,727.5 431,116.2 2,132,281.9 2,224,940.2 3,464,554.8 3,567,402.1 513,401,125.1 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2020 C$ 34.5952 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.