SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Junio del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS BANCO ATLÁNTIDA FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 68,401,720.1 57,783,511.5 51,713,864.0 18,263,777.3 15,288,869.0 5,453,227.2 6,428,420.8 450,626.1 1,474,144.9 545,368.6 1,455,086.2 2,449,585.6 229,708,201.4 Efectivo y Equivalentes de Efectivo 19,953,938.5 10,840,666.6 21,735,927.5 4,214,208.5 3,674,009.0 1,504,986.0 443,946.8 153,903.0 362,829.1 199,321.1 514,306.5 379,257.7 63,977,300.4 Moneda Nacional 5,589,429.1 2,976,406.2 4,568,312.7 838,847.3 796,065.5 296,475.2 90,325.0 11,049.9 69,690.3 52,250.6 367,665.8 121,714.7 15,778,232.2 Caja 1,856,525.9 1,069,571.2 1,833,492.0 294,086.3 188,853.0 136,659.7 191.6 6,451.8 13,726.2 4,716.9 15,945.8 65,957.3 5,486,177.7 Banco Central de Nicaragua 1,968,965.5 1,801,343.1 2,514,423.8 470,499.5 580,348.0 135,961.8 15.8 4,381.7 24,067.2 8.3 99.4 0.0 7,500,114.2 Instituciones Financieras 88,912.9 105,491.9 220,397.0 74,261.4 26,864.4 23,853.7 90,117.6 216.4 31,896.9 47,525.4 142,691.8 55,757.4 907,986.7 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 1,675,024.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 208,928.7 0.0 1,883,953.6 Moneda Extranjera 14,364,509.4 7,864,260.4 17,167,614.8 3,375,361.3 2,877,943.6 1,208,510.8 353,621.8 142,853.0 293,138.8 147,070.5 146,640.8 257,543.0 48,199,068.2 Caja 927,857.0 522,985.9 1,626,018.8 200,297.1 275,025.3 169,496.2 1,035.2 13,175.2 12,055.4 939.0 7,218.5 28,522.8 3,784,626.3 Banco Central de Nicaragua 4,483,703.2 3,738,348.2 6,133,209.6 2,088,977.4 1,651,695.2 380,856.3 2,979.9 128,626.3 168,948.4 17.2 875.6 0.0 18,778,237.3 Instituciones Financieras 6,125,627.3 821,648.8 6,659,836.1 1,053,574.4 855,073.6 341,801.6 346,172.8 1,051.6 112,135.0 146,114.3 103,998.1 229,020.3 16,796,054.0 Depósitos Restringidos 492,381.1 792,861.7 0.0 32,512.4 96,149.5 3,614.1 3,433.9 0.0 0.0 0.0 0.0 0.0 1,420,952.6 Equivalentes de Efectivo 2,334,940.8 1,988,415.8 2,748,550.2 0.0 0.0 312,742.6 0.0 0.0 0.0 0.0 34,548.5 0.0 7,419,197.9 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,398,408.5 15,129,726.2 1,542,509.8 119,667.5 4,321,638.5 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 23,518,950.5 Cartera a Costo Amortizado 43,332,978.7 27,675,578.4 27,006,719.8 13,119,132.7 6,442,969.3 3,565,680.0 5,809,617.7 249,112.4 929,065.8 275,399.3 884,171.0 1,954,602.8 131,245,027.9 Inversiones a Costo Amortizado, Neto 6,163,690.4 4,405,713.1 0.0 590,046.7 0.0 442,611.6 3,340,128.8 0.0 360.4 0.0 0.0 120,755.1 15,063,306.0 Cartera de Créditos, Neta 37,169,288.3 23,269,865.2 27,006,719.8 12,529,086.0 6,442,969.3 3,123,068.4 2,469,489.0 249,112.4 928,705.5 275,399.3 884,171.0 1,833,847.7 116,181,721.8 Vigentes 34,892,705.7 19,682,945.9 23,288,841.2 11,177,429.2 5,688,640.6 2,754,733.3 2,446,141.9 252,133.1 783,431.4 200,672.5 802,054.6 1,658,187.6 103,627,916.9 Prorrogados 255,377.8 29,987.1 383,496.7 88,238.5 16,359.1 5,671.2 41.0 0.0 61,923.6 234.1 0.0 28,092.8 869,421.9 Reestructurados 2,261,242.7 3,737,284.0 4,090,821.7 1,149,832.0 722,262.5 466,678.2 45,566.7 0.0 146,510.7 100,737.4 86,842.6 150,117.8 12,957,896.3 Vencidos 541,462.1 466,320.3 592,467.8 356,206.6 246,844.9 81,484.4 2,765.7 0.0 97,924.2 49,851.7 135,383.0 162,889.7 2,733,600.4 Cobro Judicial 440,572.3 483,852.9 659,575.2 214,322.7 27,646.3 30,105.1 16,744.1 0.0 0.0 35,620.0 6,285.5 4,601.8 1,919,325.8 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -75,071.4 -94,382.7 -123,668.9 -10,652.7 -7,594.5 -13,790.6 -1,700.6 -1,597.1 -651.8 -1,390.2 -10,743.5 0.0 -341,244.0 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 538,901.6 427,595.4 295,870.1 136,809.3 122,335.1 60,285.1 50,625.8 1,109.2 19,617.2 8,218.0 49,058.6 81,765.2 1,792,190.5 (-) Provisión de Cartera de Créditos -1,685,902.5 -1,463,737.6 -2,180,684.0 -583,099.6 -373,524.6 -262,098.3 -90,695.6 -2,532.8 -180,049.9 -118,544.1 -184,709.8 -251,807.2 -7,377,386.1 Cuentas por Cobrar, Neto 139,171.6 642,337.4 125,677.0 64,273.6 76,796.3 26,849.5 1,938.6 964.7 20,039.9 2,584.9 1,341.9 11,317.1 1,113,292.7 Activos no Corrientes Mantenidos para la Venta 0.0 9,349.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 9,349.6 Activos Recibidos en Recuperación de Créditos 332,796.1 379,320.0 37,169.3 104,748.3 25,257.0 7,126.2 0.0 0.0 7,754.1 21,325.1 1,604.6 3,763.9 920,864.6 Participaciones 267,865.4 1,947,659.3 73,863.2 29,780.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,319,168.2 Activo Material 1,596,019.6 832,204.9 1,142,515.3 335,959.6 407,828.2 281,526.1 152,295.6 21,863.8 103,285.3 43,940.3 40,551.9 58,278.2 5,016,268.9 Activos Intangibles 169,506.4 139,472.8 8,796.9 34,529.0 187,660.2 43,730.3 11,363.0 10,654.5 32,185.6 0.0 10,642.0 18,765.0 667,305.6 Activos Fiscales 6,395.5 26,567.8 393.3 158,293.2 100,531.9 2,031.4 651.5 282.6 12,029.4 136.8 39.6 14,255.6 321,608.6 Otros Activos 204,639.7 160,628.5 40,291.9 83,184.6 52,178.6 14,547.6 8,357.6 13,845.1 6,955.7 2,661.1 2,428.7 9,345.2 599,064.5 Pasivo 58,685,927.6 47,672,571.1 40,809,051.1 15,729,629.1 13,402,872.0 4,447,689.9 1,522,059.6 100,124.2 1,142,403.9 425,999.2 1,237,601.6 1,865,405.6 187,041,334.8 Pasivos Financieros a Costo Amortizado 56,921,364.0 44,585,646.5 40,003,010.3 15,241,134.7 12,739,858.6 4,326,747.5 1,372,375.4 78,271.4 1,078,635.2 385,755.6 1,201,478.8 1,666,093.9 179,600,372.0 Obligaciones con el Público 41,957,400.2 33,148,436.5 34,464,050.6 10,554,151.2 8,848,012.9 3,550,203.9 0.0 49,957.4 0.0 0.0 0.0 0.0 132,572,212.7 Moneda Nacional 14,836,489.2 9,223,938.7 8,791,399.9 2,054,670.5 1,237,628.2 759,741.1 0.0 1,142.0 0.0 0.0 0.0 0.0 36,905,009.7 Depósitos a la Vista 7,836,180.6 5,017,799.1 6,087,939.8 400,468.8 738,919.3 551,778.5 0.0 1,099.7 0.0 0.0 0.0 0.0 20,634,185.7 Depósitos de Ahorro 6,016,132.3 3,869,487.6 2,446,436.3 1,493,769.0 226,573.0 190,324.2 0.0 42.3 0.0 0.0 0.0 0.0 14,242,764.7 Depósitos a Plazo 984,176.3 336,652.1 257,023.9 160,432.7 272,135.8 17,638.4 0.0 0.0 0.0 0.0 0.0 0.0 2,028,059.3 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 26,887,918.4 23,808,478.8 25,556,242.4 8,396,907.8 7,536,726.1 2,773,393.1 0.0 48,725.6 0.0 0.0 0.0 0.0 95,008,392.3 Depósitos a la Vista 6,320,835.6 6,922,427.7 8,094,432.0 720,071.3 2,506,301.3 848,736.5 0.0 24,706.4 0.0 0.0 0.0 0.0 25,437,510.9 Depósitos de Ahorro 11,641,958.1 11,170,483.5 11,915,623.2 4,020,730.7 1,486,527.0 1,041,477.2 0.0 1,911.7 0.0 0.0 0.0 0.0 41,278,711.4 Depósitos a Plazo 8,925,124.8 5,715,567.6 5,546,187.1 3,656,105.7 3,543,897.9 883,179.4 0.0 22,107.5 0.0 0.0 0.0 0.0 28,292,170.0 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 232,992.6 116,019.0 116,408.3 102,572.9 73,658.6 17,069.6 0.0 89.8 0.0 0.0 0.0 0.0 658,810.7 Otras Obligaciones Diversas con el Público 467,220.1 299,827.3 252,353.7 60,474.4 42,267.5 43,134.1 2,921.9 10.0 4,051.7 3,260.4 0.0 0.0 1,175,521.0 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,595,841.7 1,712,057.4 3,875,126.6 1,079,033.1 1,865,056.9 613,356.8 0.0 28,304.0 0.0 0.0 0.0 0.0 11,768,776.5 Obligaciones por Emisión de Deuda 86,891.5 0.0 0.0 10,942.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 97,833.8 Pasivos por Operaciones de Reporto 0.0 0.0 0.0 306,753.1 94,112.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 400,866.0 Obligaciones con Instituciones Financieras y por otros Financiamientos 11,079,396.9 9,422,494.8 1,411,479.4 3,033,895.3 1,658,699.7 120,052.7 1,369,453.5 0.0 1,074,583.5 382,495.3 1,201,478.8 1,666,093.9 32,420,123.9 Obligaciones con el Banco Central de Nicaragua 734,613.6 2,830.4 0.0 195,885.4 231,708.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,165,038.2 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 119,492.5 106,843.3 177,989.6 64,255.0 75,549.6 38,001.3 91,192.0 33.0 16,407.6 310.3 3,736.7 16,540.3 710,351.3 Obligaciones Subordinadas y/o Convertibles en Capital 1,058,521.0 2,434,946.3 0.0 298,998.2 355,539.3 0.0 0.0 0.0 0.0 3,233.8 0.0 111,959.4 4,263,198.0 Otros Pasivos y Provisiones 586,550.1 545,135.0 628,051.2 125,241.2 231,924.5 82,941.1 58,492.2 21,819.7 47,361.0 36,699.5 32,386.0 70,812.0 2,467,413.5 PATRIMONIO 9,715,792.5 10,110,940.4 10,904,813.0 2,534,148.1 1,885,997.0 1,005,537.3 4,906,361.2 350,501.9 331,741.1 119,369.4 217,484.6 584,180.0 42,666,866.6 Fondos Propios 9,562,313.5 9,520,049.7 10,519,387.9 2,518,512.6 1,644,781.2 949,873.1 4,798,737.5 350,501.9 289,266.9 107,783.3 216,406.7 556,916.3 41,034,530.7 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,943,685.4 416,478.1 345,032.0 307,290.0 394,748.3 700,710.0 20,051,969.3 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 120,364.7 8,196.3 70,703.8 199,265.7 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,213.7 0.0 0.0 0.0 0.0 0.0 258,213.7 Reservas Patrimoniales 1,711,973.0 1,839,138.7 1,829,967.3 466,208.6 300,105.9 78,642.0 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,695,036.5 Resultados Acumulados 3,588,762.1 2,959,740.6 5,408,219.0 846,175.3 458,682.3 26,953.5 0.0 -35,803.2 -28,204.9 -272,427.3 -144,742.7 -237,182.5 12,570,172.0 Resultado del Ejercicio 333,078.5 452,297.9 426,201.6 32,568.7 6,290.5 5,886.3 155,253.5 -30,173.0 -27,560.1 -61,221.9 -47,369.6 14,621.1 1,259,873.4 Otro Resultado Integral Neto 15,054.0 116,386.8 32,153.3 3,744.6 17,895.1 1,961.1 0.0 0.0 5,050.1 0.0 0.0 208.2 192,453.2 Ajustes de Transición 138,425.0 474,503.9 353,271.8 11,891.0 223,320.7 53,703.1 107,623.8 0.0 37,424.1 11,586.0 1,077.9 27,055.6 1,439,882.7 CUENTAS CONTINGENTES 19,220,964.5 11,916,904.2 8,094,839.6 1,058,245.5 6,390,791.6 448,028.9 0.0 0.0 0.0 0.0 0.0 0.0 47,129,774.4 CUENTAS DE ORDEN 95,493,600.8 43,346,532.0 280,296,586.1 57,866,554.6 20,061,642.9 14,856,950.8 8,394,127.3 316,658.8 2,117,992.9 2,411,008.5 3,482,543.1 3,510,598.5 532,154,796.2 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE JUNIO DE 2020 C$ 34.3391 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.