SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Abril del 2020 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS Banco Atlántida FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 68,432,075.3 57,398,564.3 50,998,182.1 18,805,502.7 15,264,060.7 5,562,105.5 6,384,080.4 412,647.8 1,540,703.2 579,338.4 1,487,847.1 2,457,218.5 229,322,326.0 Efectivo y Equivalentes de Efectivo 20,450,233.1 10,995,016.8 20,801,330.4 4,403,055.8 4,011,930.0 1,451,713.5 359,027.7 216,765.0 303,473.9 158,486.8 473,466.9 282,691.5 63,907,191.5 Moneda Nacional 5,114,852.9 2,630,793.4 3,932,896.8 978,340.5 571,647.3 353,470.6 87,131.2 4,163.4 64,181.3 52,709.3 324,910.0 110,600.1 14,225,696.8 Caja 1,679,109.5 969,648.8 1,681,230.1 264,463.5 216,387.0 121,661.3 171.4 483.8 11,571.2 4,741.6 14,123.3 62,304.8 5,025,896.3 Banco Central de Nicaragua 2,164,637.7 1,483,362.6 2,006,332.8 635,224.0 326,912.4 128,918.0 7.7 2,888.2 20,028.1 8.3 99.4 0.0 6,768,419.3 Instituciones Financieras 196,297.2 177,782.0 245,334.0 78,652.9 28,347.9 22,883.0 86,952.0 791.4 32,582.0 47,959.4 149,816.2 48,295.3 1,115,693.4 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 1,074,808.4 0.0 0.0 0.0 0.0 80,008.3 0.0 0.0 0.0 0.0 160,871.1 0.0 1,315,687.8 Moneda Extranjera 15,335,380.2 8,364,223.5 16,868,433.6 3,424,715.4 3,440,282.6 1,098,242.9 271,896.5 212,601.6 239,292.6 105,777.5 148,556.8 172,091.4 49,681,494.7 Caja 904,980.8 483,666.0 1,558,531.2 391,319.4 284,334.4 161,269.5 884.7 9,513.6 12,472.7 748.0 6,840.1 26,218.6 3,840,779.0 Banco Central de Nicaragua 4,555,804.5 3,538,938.1 5,074,749.3 1,962,002.7 1,825,077.9 429,611.6 4,866.6 201,892.6 127,113.9 17.1 871.3 0.0 17,720,945.6 Instituciones Financieras 8,160,339.2 1,564,637.0 7,500,711.5 1,039,040.6 1,165,610.9 305,467.9 262,728.1 1,195.5 99,706.0 105,012.4 140,845.4 145,872.9 20,491,167.4 Depósitos Restringidos 313,015.4 557,110.9 0.0 32,352.6 95,677.1 3,596.3 3,417.0 0.0 0.0 0.0 0.0 0.0 1,005,169.5 Equivalentes de Efectivo 1,401,240.4 2,219,871.4 2,734,441.6 0.0 69,582.4 198,297.5 0.0 0.0 0.0 0.0 0.0 0.0 6,623,433.3 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,353,668.8 13,834,791.9 1,509,190.0 117,439.5 3,753,783.4 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 21,575,873.6 Cartera a Costo Amortizado 42,882,829.0 28,355,176.7 27,266,681.3 13,453,320.6 6,623,934.9 3,730,087.8 5,844,726.6 156,397.0 1,051,868.3 347,405.2 956,958.7 2,057,743.5 132,727,129.7 Inversiones a Costo Amortizado, Neto 5,893,265.4 4,373,258.5 0.0 579,354.4 0.0 507,938.2 3,289,595.6 0.0 354.6 0.0 0.0 120,296.2 14,764,062.9 Cartera de Créditos, Neta 36,989,563.6 23,981,918.2 27,266,681.3 12,873,966.2 6,623,934.9 3,222,149.5 2,555,131.0 156,397.0 1,051,513.7 347,405.2 956,958.7 1,937,447.3 117,963,066.8 Vigentes 34,822,076.6 20,829,458.3 24,362,089.8 11,747,285.9 5,859,581.0 2,878,129.7 2,533,518.7 158,569.6 941,358.9 274,866.0 856,943.1 1,785,805.2 107,049,683.0 Prorrogados 93,191.3 54,546.9 470,209.9 60,774.3 0.0 5,643.3 66.8 0.0 29,087.2 428.6 0.0 8,329.1 722,277.4 Reestructurados 2,365,034.6 3,313,141.9 3,139,940.3 1,024,458.1 760,142.4 448,722.8 46,714.1 0.0 156,404.8 87,633.3 127,775.8 201,699.5 11,671,667.6 Vencidos 444,722.4 473,654.5 553,560.3 275,346.1 213,672.1 74,672.1 13,709.6 0.0 67,722.3 44,304.4 94,444.2 106,000.3 2,361,808.2 Cobro Judicial 459,791.1 494,863.8 652,974.5 213,551.2 25,398.6 28,062.1 7,499.4 0.0 0.0 34,602.3 3,868.5 4,666.4 1,925,277.8 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -74,056.9 -100,301.9 -128,848.0 -10,564.6 -10,016.9 -14,967.4 -1,796.0 -1,197.5 -797.8 -1,985.9 -11,287.9 0.0 -355,820.9 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 530,945.9 417,404.5 276,005.4 154,707.9 134,101.3 64,478.7 51,360.6 616.7 21,925.0 12,868.4 51,052.6 72,002.8 1,787,469.8 (-) Provisión de Cartera de Créditos -1,652,141.3 -1,500,849.7 -2,059,250.9 -591,592.6 -358,943.6 -262,591.7 -95,942.1 -1,591.9 -164,186.7 -105,311.9 -165,837.6 -241,055.9 -7,199,296.1 Cuentas por Cobrar, Neto 128,652.7 692,314.3 112,951.2 137,418.3 106,972.1 27,813.8 2,421.7 4,864.5 21,063.9 5,674.2 1,477.2 8,848.0 1,250,472.0 Activos no Corrientes Mantenidos para la Venta 0.0 50,160.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 50,160.6 Activos Recibidos en Recuperación de Créditos 361,825.5 398,585.2 41,859.1 107,354.0 20,325.8 6,528.1 0.0 0.0 7,953.8 21,031.1 1,559.0 3,832.4 970,853.9 Participaciones 267,865.4 1,915,038.7 72,521.8 29,100.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,284,526.4 Activo Material 1,620,286.6 844,524.0 1,141,018.9 346,280.7 412,447.7 278,296.5 152,400.2 12,920.0 105,682.0 44,925.2 41,642.7 62,115.1 5,062,539.5 Activos Intangibles 175,687.2 145,854.8 10,165.5 37,433.7 185,568.2 44,564.7 13,757.8 11,139.3 30,535.9 0.0 10,930.5 15,970.5 681,608.0 Activos Fiscales 8,527.3 2,679.5 1,946.8 68,837.9 99,749.7 1,550.7 868.7 300.7 12,228.8 182.3 25.2 14,256.5 211,154.2 Otros Activos 182,499.7 164,421.8 40,516.9 105,261.7 49,349.0 14,800.5 10,627.7 10,261.2 7,896.6 1,633.6 1,787.0 11,761.0 600,816.6 Pasivo 58,806,805.2 47,665,263.7 40,190,914.8 16,276,332.9 13,369,732.7 4,557,433.0 1,527,777.5 53,555.8 1,178,448.8 519,152.9 1,244,631.9 1,954,053.3 187,344,102.5 Pasivos Financieros a Costo Amortizado 56,956,996.2 44,492,747.1 39,339,572.1 15,783,404.1 12,718,370.6 4,444,934.0 1,389,527.4 39,389.1 1,116,434.6 383,398.5 1,205,554.9 1,686,309.6 179,556,638.3 Obligaciones con el Público 41,967,247.2 32,391,819.4 32,996,530.3 10,404,385.6 8,445,304.1 3,504,306.7 0.0 27,862.5 0.0 0.0 0.0 0.0 129,737,455.8 Moneda Nacional 15,409,685.3 8,713,361.1 7,883,112.5 2,050,187.0 1,157,708.0 715,772.4 0.0 1,446.8 0.0 0.0 0.0 0.0 35,931,273.1 Depósitos a la Vista 7,859,955.8 4,758,681.5 5,072,372.8 372,072.1 705,429.0 523,455.7 0.0 1,397.5 0.0 0.0 0.0 0.0 19,293,364.5 Depósitos de Ahorro 6,469,746.3 3,658,586.4 2,382,709.4 1,491,875.7 184,762.2 173,906.3 0.0 49.3 0.0 0.0 0.0 0.0 14,361,635.7 Depósitos a Plazo 1,079,983.1 296,093.3 428,030.3 186,239.1 267,516.8 18,410.4 0.0 0.0 0.0 0.0 0.0 0.0 2,276,273.0 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 26,350,484.1 23,551,533.7 24,995,296.6 8,254,440.0 7,225,763.3 2,771,879.1 0.0 26,347.9 0.0 0.0 0.0 0.0 93,175,744.7 Depósitos a la Vista 6,384,853.9 7,093,825.2 7,973,437.5 728,385.5 2,258,787.8 835,850.3 0.0 4,557.2 0.0 0.0 0.0 0.0 25,279,697.4 Depósitos de Ahorro 11,532,547.5 10,748,137.5 11,434,275.4 4,008,247.1 1,448,297.6 1,025,471.8 0.0 1,825.0 0.0 0.0 0.0 0.0 40,198,801.9 Depósitos a Plazo 8,433,082.8 5,709,571.0 5,587,583.7 3,517,807.4 3,518,677.8 910,557.0 0.0 19,965.7 0.0 0.0 0.0 0.0 27,697,245.5 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 207,077.8 126,924.6 118,121.2 99,758.5 61,832.9 16,655.2 0.0 67.7 0.0 0.0 0.0 0.0 630,437.9 Otras Obligaciones Diversas con el Público 839,244.3 403,327.0 258,874.4 369,036.0 51,014.8 30,187.7 1,770.4 10.0 3,934.2 2,875.3 0.0 0.0 1,960,274.2 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 2,155,209.6 1,645,742.0 4,384,405.3 1,046,887.6 1,859,219.0 671,838.5 0.0 11,516.6 0.0 0.0 0.0 0.0 11,774,818.6 Obligaciones por Emisión de Deuda 121,011.6 0.0 0.0 14,791.1 0.0 0.0 0.0 0.0 3,468.8 0.0 0.0 0.0 139,271.5 Pasivos por Operaciones de Reporto 665,360.6 0.0 0.0 444,389.5 322,470.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,432,221.0 Obligaciones con Instituciones Financieras y por otros Financiamientos 10,489,684.2 10,049,045.7 1,699,762.1 3,307,501.9 1,769,180.4 238,601.1 1,387,757.1 0.0 1,109,031.6 380,523.2 1,205,554.9 1,686,309.6 33,322,951.9 Obligaciones con el Banco Central de Nicaragua 719,238.5 2,813.0 0.0 196,412.5 271,181.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,189,645.3 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 116,599.5 85,954.4 184,872.2 60,126.9 71,087.5 37,134.8 95,510.1 21.1 16,480.7 343.8 3,735.3 16,711.0 688,577.3 Obligaciones Subordinadas y/o Convertibles en Capital 1,052,621.5 2,534,996.8 0.0 293,549.3 348,315.1 0.0 0.0 0.0 0.0 105,383.1 0.0 182,682.2 4,517,547.9 Otros Pasivos y Provisiones 680,588.0 551,565.4 666,470.5 139,252.6 231,959.5 75,364.1 42,740.0 14,145.6 45,533.5 30,027.5 35,341.7 68,350.4 2,581,338.8 PATRIMONIO 9,625,270.1 9,733,300.6 10,807,267.3 2,529,169.8 1,894,328.0 1,004,672.6 4,856,302.9 359,092.0 362,254.4 60,185.5 243,215.2 503,165.2 41,978,223.6 Fondos Propios 9,470,031.4 9,378,282.9 10,415,239.6 2,513,373.2 1,642,417.6 949,242.4 4,748,679.2 359,092.0 319,780.3 48,599.5 242,137.3 475,901.4 40,562,776.6 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,943,685.4 416,478.1 345,032.0 300,360.0 394,748.3 622,320.9 19,966,650.2 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 24,535.1 8,196.3 50,508.2 83,240.5 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 258,213.7 0.0 0.0 0.0 0.0 0.0 258,213.7 Reservas Patrimoniales 1,711,973.0 1,676,386.5 1,829,967.3 466,142.4 300,105.9 70,795.5 441,584.8 0.0 0.0 13,777.9 5,574.3 8,063.9 6,524,371.5 Resultados Acumulados 3,585,623.0 3,122,492.8 5,408,219.0 845,376.9 458,682.3 34,800.1 0.0 -35,803.2 -28,204.9 -272,427.3 -134,599.7 -237,182.5 12,746,976.4 Resultado del Ejercicio 243,935.4 310,531.0 322,053.3 28,293.9 3,926.9 5,255.6 105,195.2 -21,582.9 2,953.2 -17,646.2 -31,782.0 32,190.9 983,324.3 Otro Resultado Integral Neto 13,674.7 -119,486.1 38,755.9 3,041.0 28,589.7 1,727.1 0.0 0.0 5,050.1 0.0 0.0 208.2 -28,439.3 Ajustes de Transición 141,564.0 474,503.9 353,271.8 12,755.6 223,320.7 53,703.1 107,623.8 0.0 37,424.1 11,586.0 1,077.9 27,055.6 1,443,886.3 CUENTAS CONTINGENTES 18,870,318.9 12,030,977.9 8,234,777.3 1,055,459.7 6,345,972.5 418,181.5 0.0 0.0 0.0 0.0 0.0 0.0 46,955,687.8 CUENTAS DE ORDEN 94,873,553.3 44,663,881.3 273,307,572.7 60,535,497.7 20,113,982.3 13,809,781.3 8,428,182.5 183,758.5 2,199,978.9 2,496,877.3 3,463,610.1 3,542,694.2 527,619,370.1 Información contable reportada por las instituciones financieras supervisadas. La información de este Estado Financiero no ha sido auditada. Para mayor información le recomendamos visitar el sitio web de la institución, el cual contiene los Estados Financieros auditados más recientes. A partir de enero 2019 Banco Produzcamos Consolida en el Sistema Bancario y en el Sistema Financiero Nacional. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE ABRIL DE 2020 C$ 34.1704 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.