SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 30 de Noviembre del 2019 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS Banco Atlántida FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 69,466,038.4 55,827,920.7 48,627,283.6 20,908,963.7 13,615,707.2 5,417,533.2 6,277,313.0 407,823.5 1,586,224.7 870,873.0 1,494,760.3 2,605,957.5 227,106,398.9 Efectivo y Equivalentes de Efectivo 20,089,997.4 8,425,163.4 18,343,418.5 5,393,556.2 3,502,283.2 1,748,975.9 475,322.3 305,871.2 209,967.4 321,462.5 242,351.7 214,172.1 59,272,541.8 Moneda Nacional 7,418,657.8 2,484,044.1 3,663,532.5 922,175.7 421,061.1 446,370.2 33,780.4 962.7 31,539.1 37,734.1 170,519.3 68,389.8 15,698,766.8 Caja 2,099,293.5 946,927.5 1,816,927.7 217,586.4 192,785.9 137,050.2 194.8 501.5 14,051.4 6,549.5 15,768.5 48,453.1 5,496,090.2 Banco Central de Nicaragua 4,069,925.9 1,354,430.1 1,636,583.7 615,751.9 198,492.8 118,908.1 11.8 121.1 121.7 8.3 99.4 0.0 7,994,454.7 Instituciones Financieras 149,399.6 182,686.5 210,021.1 88,837.4 29,782.5 23,518.7 33,573.8 340.0 17,366.0 31,176.3 112,285.1 19,936.7 898,923.7 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 1,100,038.8 0.0 0.0 0.0 0.0 166,893.2 0.0 0.0 0.0 0.0 42,366.2 0.0 1,309,298.2 Moneda Extranjera 12,671,339.6 5,941,119.2 14,679,886.0 4,471,380.5 3,081,222.1 1,302,605.7 441,541.9 304,908.6 178,428.3 283,728.4 71,832.4 145,782.2 43,573,775.0 Caja 1,110,461.5 556,733.7 1,998,991.0 277,463.7 348,129.9 219,981.8 841.1 2,264.4 12,608.2 834.2 8,206.8 21,290.8 4,557,807.0 Banco Central de Nicaragua 4,327,046.4 3,391,365.9 4,494,907.8 2,330,185.6 1,519,099.7 428,152.9 4,251.8 234,903.6 35,779.1 16.9 860.7 0.0 16,766,570.2 Instituciones Financieras 6,931,244.5 1,613,437.4 6,158,685.7 1,831,945.0 479,824.9 126,281.9 433,073.6 4,211.8 130,041.1 282,877.3 62,765.0 124,491.4 18,178,879.7 Depósitos Restringidos 302,587.2 379,582.3 2,027,301.6 31,786.2 94,509.0 3,533.4 3,375.3 0.0 0.0 0.0 0.0 0.0 2,842,675.0 Equivalentes de Efectivo 0.0 0.0 0.0 0.0 639,658.6 524,655.7 0.0 63,528.7 0.0 0.0 0.0 0.0 1,227,843.0 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 2,294,754.8 11,747,140.5 815,439.8 115,033.4 2,271,978.4 6,750.0 250.0 0.0 0.0 0.0 0.0 0.0 17,251,346.8 Cartera a Costo Amortizado 44,199,431.2 31,285,828.0 28,041,010.6 14,619,237.6 6,893,696.9 3,269,324.5 5,593,611.4 67,272.0 1,179,807.9 466,441.0 1,191,750.9 2,253,105.3 139,060,517.2 Inversiones a Costo Amortizado, Neto 5,951,650.9 5,384,284.7 0.0 667,532.6 0.0 71,470.5 3,002,382.3 50,661.4 340.4 0.0 0.0 118,784.7 15,247,107.5 Cartera de Créditos, Neta 38,247,780.3 25,901,543.4 28,041,010.6 13,951,705.1 6,893,696.9 3,197,853.9 2,591,229.0 16,610.6 1,179,467.5 466,441.0 1,191,750.9 2,134,320.6 123,813,409.8 Vigentes 36,046,022.5 22,874,104.1 26,355,955.4 13,021,697.3 6,209,359.8 2,858,681.4 2,591,799.8 16,876.6 1,051,269.8 361,378.2 960,252.4 1,918,565.9 114,265,963.2 Prorrogados 125,263.1 105,110.5 775,226.4 0.0 0.0 1,205.0 5,073.3 0.0 0.0 2,264.3 0.0 337.5 1,014,480.2 Reestructurados 2,250,862.5 3,198,583.3 1,627,473.2 935,456.1 680,414.6 442,841.1 40,926.7 0.0 204,347.3 124,798.2 193,016.9 319,735.3 10,018,455.3 Vencidos 550,028.0 548,448.0 579,838.3 313,863.2 225,673.0 56,407.9 6,564.2 0.0 123,395.1 77,392.0 171,300.3 187,305.5 2,840,215.5 Cobro Judicial 376,959.3 397,120.5 425,764.5 153,110.6 51,067.4 36,692.5 104,052.6 0.0 0.0 37,742.9 1,758.6 0.0 1,584,268.7 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -81,107.8 -111,779.9 -134,204.0 -13,566.2 -17,677.8 -15,416.8 -2,281.9 -164.1 -1,272.4 -2,497.6 -11,157.7 0.0 -391,126.2 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 667,585.2 421,020.0 321,837.5 152,610.0 132,306.7 68,852.8 37,211.9 67.5 23,415.7 16,545.7 102,988.0 113,822.1 2,058,263.1 (-) Provisión de Cartera de Créditos -1,687,832.4 -1,531,063.2 -1,910,880.5 -611,465.9 -387,446.9 -251,409.9 -192,117.6 -169.4 -221,688.0 -151,182.7 -226,407.6 -405,445.9 -7,577,110.1 Cuentas por Cobrar, Neto 208,426.8 773,803.0 113,746.9 91,142.4 146,044.6 30,185.2 2,332.4 3,875.8 26,122.6 5,779.6 2,415.1 11,874.2 1,415,748.6 Activos no Corrientes Mantenidos para la Venta 0.0 55,529.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 55,529.9 Activos Recibidos en Recuperación de Créditos 287,792.1 471,551.2 28,499.9 115,632.4 32,308.1 7,565.1 0.0 0.0 9,171.6 24,419.4 1,889.5 3,049.5 981,878.6 Participaciones 264,251.3 1,797,834.1 68,629.3 29,217.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,159,932.7 Activo Material 1,716,751.2 866,310.8 1,154,327.2 352,868.5 423,936.0 289,783.2 155,665.7 13,377.6 110,628.4 47,484.4 44,280.0 72,841.6 5,248,254.8 Activos Intangibles 158,938.9 145,871.0 13,815.8 42,323.2 203,384.2 52,894.7 44,258.8 6,159.2 32,098.1 0.0 10,013.2 20,303.6 730,060.6 Activos Fiscales 1,706.3 94,405.5 161.3 66,707.8 91,359.1 1,477.7 0.0 0.0 11,546.4 3,357.3 134.5 14,812.3 285,668.3 Otros Activos 243,988.4 164,483.4 48,234.3 83,244.4 50,716.7 10,577.0 5,872.4 11,267.7 6,882.3 1,928.7 1,925.3 15,798.9 644,919.6 Pasivo 60,200,827.3 46,373,466.8 38,160,175.7 18,415,793.5 11,701,422.1 4,419,033.7 1,523,070.1 18,039.5 1,203,168.0 794,061.3 1,238,692.7 2,171,839.3 186,219,590.0 Pasivos Financieros a Costo Amortizado 58,392,772.5 42,997,918.7 37,060,032.1 17,853,395.2 11,036,667.0 4,316,305.4 1,384,004.5 3,750.2 1,124,542.2 647,226.3 1,201,086.3 1,891,892.3 177,909,592.7 Obligaciones con el Público 41,617,950.3 30,528,634.4 30,254,563.9 11,795,408.6 6,736,741.1 3,487,499.1 0.0 3,750.2 0.0 0.0 0.0 0.0 124,424,547.5 Moneda Nacional 15,509,262.9 9,083,320.7 7,352,047.8 1,849,721.4 955,220.7 822,169.9 0.0 92.0 0.0 0.0 0.0 0.0 35,571,835.5 Depósitos a la Vista 9,182,765.6 5,271,112.2 4,811,374.7 367,745.0 718,674.3 638,429.7 0.0 47.2 0.0 0.0 0.0 0.0 20,990,148.7 Depósitos de Ahorro 5,675,502.6 3,257,790.8 2,335,770.4 1,371,596.7 165,343.0 157,366.6 0.0 44.8 0.0 0.0 0.0 0.0 12,963,415.0 Depósitos a Plazo 650,994.7 554,417.7 204,902.6 110,379.7 71,203.4 26,373.6 0.0 0.0 0.0 0.0 0.0 0.0 1,618,271.8 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 25,888,087.3 21,291,684.2 22,790,965.5 9,819,172.0 5,720,823.1 2,646,161.1 0.0 3,657.6 0.0 0.0 0.0 0.0 88,160,550.8 Depósitos a la Vista 7,852,945.8 5,459,428.4 7,558,427.7 891,860.8 1,583,208.7 613,472.7 0.0 878.8 0.0 0.0 0.0 0.0 23,960,222.8 Depósitos de Ahorro 10,454,872.7 9,554,869.9 10,133,156.7 5,422,480.5 1,315,300.6 942,687.1 0.0 348.6 0.0 0.0 0.0 0.0 37,823,716.2 Depósitos a Plazo 7,580,268.8 6,277,385.9 5,099,381.2 3,504,830.7 2,822,313.8 1,090,001.3 0.0 2,430.2 0.0 0.0 0.0 0.0 26,376,611.8 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 220,600.1 153,629.5 111,550.6 126,515.2 60,697.2 19,168.1 0.0 0.6 0.0 0.0 0.0 0.0 692,161.3 Otras Obligaciones Diversas con el Público 424,655.2 284,950.2 346,495.7 417,127.4 67,783.7 51,851.8 2,826.0 0.0 2,955.2 1,813.8 0.0 0.0 1,600,459.0 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 1,951,185.9 1,709,891.7 4,429,158.3 1,125,012.9 1,338,037.5 546,023.4 0.0 0.0 0.0 0.0 0.0 0.0 11,099,309.6 Obligaciones por Emisión de Deuda 68,335.6 0.0 0.0 94,962.2 0.0 0.0 0.0 0.0 3,389.0 0.0 0.0 0.0 166,686.9 Pasivos por Operaciones de Reporto 3,933,646.9 0.0 0.0 584,192.4 422,760.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,940,599.5 Obligaciones con Instituciones Financieras y por otros Financiamientos 9,784,307.0 10,366,382.4 2,029,814.2 3,622,937.2 2,047,127.8 230,931.2 1,381,178.5 0.0 1,118,197.9 645,412.5 1,201,086.3 1,891,892.3 34,319,267.3 Obligaciones con el Banco Central de Nicaragua 612,691.5 108,060.0 0.0 213,754.4 424,216.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,358,722.8 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 119,603.0 188,709.0 177,799.1 43,605.1 61,869.7 36,362.4 91,849.4 36.7 19,068.9 4,846.1 2,948.1 19,277.5 765,975.1 Obligaciones Subordinadas y/o Convertibles en Capital 1,048,503.2 2,506,106.8 0.0 365,309.9 347,178.9 0.0 0.0 0.0 0.0 102,695.5 0.0 181,292.2 4,551,086.6 Otros Pasivos y Provisiones 639,948.6 680,732.2 922,344.4 153,483.3 255,706.5 66,365.9 47,216.2 14,252.6 59,556.9 39,293.4 34,658.3 79,377.4 2,992,935.7 PATRIMONIO 9,265,211.1 9,454,453.9 10,467,107.9 2,493,170.2 1,914,285.1 998,499.5 4,754,242.9 389,784.0 383,056.8 76,811.7 256,067.6 434,118.2 40,886,808.9 Fondos Propios 9,105,521.3 8,969,157.8 10,107,817.9 2,478,137.2 1,657,601.7 944,558.2 4,631,669.6 389,784.0 345,665.0 70,468.8 254,821.0 396,699.1 39,351,901.7 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,757,929.1 416,478.1 345,032.0 300,360.0 259,500.1 622,320.9 19,645,645.6 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 0.0 5.8 143,444.6 50,508.2 193,959.5 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 257,599.4 0.0 0.0 0.0 0.0 0.0 257,599.4 Reservas Patrimoniales 1,587,607.8 1,676,386.5 1,680,969.5 455,966.6 300,105.9 69,414.5 409,546.7 0.0 39,993.8 13,777.9 5,574.3 8,063.9 6,247,407.5 Resultados Acumulados 2,877,370.7 2,037,478.0 4,733,307.3 791,787.8 464,805.5 28,267.0 0.0 -1,522.7 80,130.6 -120,903.3 -84,386.0 -115,389.0 10,690,945.9 Resultado del Ejercicio 712,042.8 986,420.7 838,541.0 56,822.8 12,987.8 8,485.5 206,594.4 -25,171.5 -119,491.4 -122,771.6 -69,312.0 -168,804.9 2,316,343.7 Otro Resultado Integral Neto 743.4 10,540.2 6,018.3 2,151.0 33,362.7 0.0 0.0 0.0 0.0 0.0 0.0 4,241.5 57,057.0 Ajustes de Transición 158,946.4 474,755.9 353,271.8 12,882.1 223,320.7 53,941.3 122,573.3 0.0 37,391.8 6,342.8 1,246.6 33,177.5 1,477,850.1 CUENTAS CONTINGENTES 18,262,041.8 12,143,958.1 7,942,826.9 1,113,707.5 5,945,289.6 229,784.2 0.0 0.0 0.0 0.0 0.0 0.0 45,637,608.1 CUENTAS DE ORDEN 94,738,722.7 46,250,821.3 255,898,054.0 64,002,498.9 22,819,522.5 13,893,252.1 8,520,235.2 11,792.4 2,284,510.1 2,917,440.8 2,568,513.1 3,454,877.2 517,360,240.1 Información contable reportada por las instituciones financieras supervisadas. La información de éste estado financiero no ha sido auditada. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 30 DE NOVIEMBRE DE 2019 C$ 33.7532 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.