SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 31 de Agosto del 2019 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 63,382,056.7 55,946,139.0 46,453,489.2 20,899,484.1 12,749,800.8 5,672,804.1 6,152,079.7 1,841,568.0 940,981.6 1,505,179.1 2,745,583.1 218,289,165.5 Efectivo y Equivalentes de Efectivo 17,448,506.6 9,284,061.1 17,061,307.8 4,808,892.7 3,192,247.8 2,162,480.1 391,545.6 495,187.6 284,040.2 272,636.5 409,178.8 55,810,084.7 Moneda Nacional 4,815,272.2 2,608,515.0 2,658,920.3 932,319.4 320,210.6 625,537.8 15,950.5 47,319.0 27,493.8 196,834.3 132,737.1 12,381,110.1 Caja 1,470,357.5 858,516.3 1,457,067.6 195,307.1 144,428.9 117,541.0 221.0 12,108.1 6,029.9 16,334.0 50,096.2 4,328,007.7 Banco Central de Nicaragua 2,837,662.7 1,550,186.9 1,032,926.6 593,451.5 152,857.3 112,269.3 9.3 102.8 8.3 99.4 0.0 6,279,574.2 Instituciones Financieras 173,224.2 199,811.9 168,926.0 143,560.8 22,924.4 16,993.1 15,720.2 35,108.1 21,455.6 88,340.5 82,641.0 968,705.8 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 334,027.8 0.0 0.0 0.0 0.0 378,734.4 0.0 0.0 0.0 92,060.3 0.0 804,822.4 Moneda Extranjera 12,633,234.4 6,675,546.1 14,402,387.5 3,876,573.3 2,872,037.2 1,536,942.3 375,595.1 447,868.5 256,546.4 75,802.2 276,441.6 43,428,974.7 Caja 997,986.4 510,482.0 1,865,746.1 300,163.2 446,371.2 184,996.8 607.2 12,104.9 1,005.4 9,648.0 24,841.8 4,353,953.0 Banco Central de Nicaragua 4,716,039.2 3,390,412.8 3,737,937.1 2,024,838.5 1,001,972.0 459,073.4 1,164.6 5,678.3 16.7 851.6 0.0 15,337,984.3 Instituciones Financieras 6,903,151.5 2,214,777.1 5,790,847.7 1,520,272.1 892,461.6 188,396.9 370,483.5 430,085.3 255,524.3 60,470.5 251,599.8 18,878,070.3 Depósitos Restringidos 16,057.2 559,874.2 3,007,856.6 31,299.5 93,514.1 3,478.5 3,339.8 0.0 0.0 0.0 0.0 3,715,419.9 Equivalentes de Efectivo 0.0 0.0 0.0 0.0 437,718.3 700,996.7 0.0 0.0 0.0 4,832.1 0.0 1,143,547.2 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 1,454,613.4 12,503,953.2 7,176.3 227,692.8 6,750.0 6,750.0 250.0 0.0 0.0 0.0 0.0 14,207,185.7 Cartera a Costo Amortizado 41,697,477.6 30,097,477.5 27,967,192.3 15,065,351.2 8,712,036.5 3,105,123.5 5,548,033.5 1,143,478.1 576,784.1 1,167,214.6 2,194,041.6 137,274,210.6 Inversiones a Costo Amortizado, Neto 5,034,515.7 4,376,984.0 0.0 654,883.8 1,852,043.0 0.0 2,897,859.2 334.8 0.0 0.0 100,729.9 14,917,350.4 Cartera de Créditos, Neta 36,662,961.9 25,720,493.6 27,967,192.3 14,410,467.3 6,859,993.6 3,105,123.5 2,650,174.4 1,143,143.3 576,784.1 1,167,214.6 2,093,311.7 122,356,860.2 Vigentes 34,990,385.9 23,425,626.7 26,252,210.1 13,630,454.8 6,153,193.2 2,773,041.0 2,648,829.3 988,896.6 464,330.2 945,455.6 1,888,938.5 114,161,361.9 Prorrogados 130,447.0 153,340.8 850,887.2 0.0 0.0 7,041.8 6,446.0 523.1 2,566.7 0.0 668.0 1,151,920.6 Reestructurados 1,856,274.5 2,380,724.3 1,414,949.7 727,295.0 640,814.9 438,933.0 41,421.1 239,537.2 147,454.5 200,575.2 333,743.7 8,421,723.0 Vencidos 518,929.8 531,624.6 737,645.3 344,105.9 294,690.6 63,305.3 15,477.0 110,548.3 100,793.0 181,782.5 202,126.3 3,101,028.5 Cobro Judicial 344,340.3 402,392.9 407,337.8 166,757.7 46,869.1 36,445.3 118,518.4 0.0 37,868.7 858.6 0.0 1,561,388.9 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -80,573.9 -117,882.0 -140,692.8 -13,684.2 -19,999.9 -15,434.0 -2,553.9 -1,561.9 -3,249.9 -10,438.5 0.0 -406,070.9 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 557,280.5 426,690.8 325,300.6 178,757.8 137,036.9 57,651.7 31,588.7 23,978.6 16,879.4 79,875.4 97,384.9 1,932,425.0 (-) Provisión de Cartera de Créditos -1,654,122.3 -1,482,024.5 -1,880,445.5 -623,219.5 -392,611.2 -255,860.5 -209,552.3 -218,778.5 -189,858.5 -230,894.2 -429,549.7 -7,566,916.9 Cuentas por Cobrar, Neto 213,064.3 594,600.3 133,241.1 74,924.8 46,173.4 32,476.8 2,228.1 30,587.6 2,495.6 1,720.0 10,805.8 1,142,318.0 Activos no Corrientes Mantenidos para la Venta 7,183.5 49,711.7 0.0 2,708.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 59,603.9 Activos Recibidos en Recuperación de Créditos 253,986.7 490,036.4 19,316.5 129,909.6 15,637.5 3,411.9 0.0 7,808.1 22,169.9 1,901.0 3,405.8 947,583.5 Participaciones 250,808.7 1,717,789.4 67,352.1 29,053.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,065,003.6 Activo Material 1,722,698.2 873,267.3 1,148,009.4 365,043.8 421,208.7 295,714.7 157,725.6 113,903.4 49,152.1 46,869.9 76,963.3 5,270,556.3 Activos Intangibles 138,774.0 63,844.3 16,554.9 47,097.9 156,057.6 47,243.9 44,988.9 29,486.8 0.0 11,967.7 20,786.5 576,802.5 Activos Fiscales 6,825.4 13,343.6 22.3 64,607.8 87,750.1 6,855.8 0.0 11,892.5 3,815.8 91.1 14,729.7 209,934.2 Otros Activos 188,118.3 258,054.2 33,316.5 84,201.4 111,939.0 12,747.4 7,308.0 9,224.1 2,523.9 2,778.3 15,671.6 725,882.6 Pasivo 54,346,197.2 46,761,066.2 36,246,743.3 18,408,814.2 10,872,225.0 4,670,086.8 1,480,756.3 1,424,499.3 847,578.4 1,282,396.1 2,297,280.8 178,637,643.6 Pasivos Financieros a Costo Amortizado 52,631,691.3 43,564,821.6 35,188,928.2 17,723,595.2 10,285,255.6 4,578,797.2 1,368,954.9 1,350,483.1 701,327.1 1,248,071.5 2,026,503.2 170,668,428.8 Obligaciones con el Público 39,257,754.0 29,901,454.4 26,931,131.3 11,608,213.3 6,070,053.6 3,666,761.6 0.0 0.0 0.0 0.0 0.0 117,435,368.2 Moneda Nacional 14,239,850.8 8,357,673.3 6,177,680.8 1,705,915.6 933,971.0 847,991.7 0.0 0.0 0.0 0.0 0.0 32,263,083.1 Depósitos a la Vista 7,833,500.3 4,787,972.1 3,992,231.8 365,415.8 739,971.1 660,310.3 0.0 0.0 0.0 0.0 0.0 18,379,401.4 Depósitos de Ahorro 5,360,352.4 3,020,465.6 1,985,224.8 1,180,312.0 146,533.1 160,895.5 0.0 0.0 0.0 0.0 0.0 11,853,783.4 Depósitos a Plazo 1,045,998.1 549,235.6 200,224.2 160,187.8 47,466.8 26,785.8 0.0 0.0 0.0 0.0 0.0 2,029,898.4 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 24,795,279.6 21,397,698.4 20,636,681.9 9,781,134.2 5,084,260.3 2,790,614.2 0.0 0.0 0.0 0.0 0.0 84,485,668.5 Depósitos a la Vista 6,734,349.8 5,442,928.7 6,004,445.2 952,181.5 1,497,087.2 648,239.7 0.0 0.0 0.0 0.0 0.0 21,279,232.2 Depósitos de Ahorro 10,395,105.0 9,425,112.3 9,626,508.8 5,571,709.1 1,241,637.5 907,653.5 0.0 0.0 0.0 0.0 0.0 37,167,726.2 Depósitos a Plazo 7,665,824.8 6,529,657.3 5,005,727.8 3,257,243.6 2,345,535.6 1,234,721.0 0.0 0.0 0.0 0.0 0.0 26,038,710.1 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 222,623.5 146,082.7 116,768.7 121,163.5 51,822.3 28,155.8 0.0 0.0 0.0 0.0 0.0 686,616.5 Otras Obligaciones Diversas con el Público 422,242.4 282,896.7 326,717.5 47,084.6 35,571.7 40,748.5 2,781.2 2,888.0 1,503.3 0.0 0.0 1,162,433.7 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 1,857,692.1 1,693,270.3 4,628,239.3 958,303.9 1,253,297.9 602,871.9 0.0 0.0 0.0 0.0 0.0 10,993,675.5 Obligaciones por Emisión de Deuda 70,978.9 0.0 0.0 159,009.9 0.0 0.0 0.0 13,390.0 0.0 0.0 0.0 243,378.8 Pasivos por Operaciones de Reporto 3,254,220.8 160,446.8 0.0 694,505.5 517,844.1 0.0 0.0 0.0 0.0 0.0 0.0 4,627,017.2 Obligaciones con Instituciones Financieras y por otros Financiamientos 7,177,885.0 11,404,353.4 3,302,840.2 4,067,226.0 2,242,034.9 252,114.3 1,366,173.7 1,334,205.1 699,823.7 1,248,071.5 2,026,503.2 35,121,231.0 Obligaciones con el Banco Central de Nicaragua 590,918.1 122,400.0 0.0 189,252.1 166,453.3 16,300.9 0.0 0.0 0.0 0.0 0.0 1,085,324.4 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 108,002.6 88,730.1 177,058.2 26,290.1 59,664.0 35,155.7 71,597.7 18,285.5 5,014.4 2,970.6 19,306.3 612,075.4 Obligaciones Subordinadas y/o Convertibles en Capital 1,011,800.0 2,488,989.8 0.0 444,450.6 335,221.2 0.0 0.0 0.0 101,173.9 0.0 164,260.2 4,545,895.7 Otros Pasivos y Provisiones 594,703.3 618,524.8 880,756.8 214,478.3 192,084.2 56,133.9 40,203.8 55,730.7 40,063.1 31,354.0 87,211.1 2,811,243.8 PATRIMONIO 9,035,859.5 9,185,072.8 10,206,745.9 2,490,669.9 1,877,575.8 1,002,717.3 4,671,323.4 417,068.7 93,403.2 222,783.1 448,302.3 39,651,521.9 Fondos Propios 8,891,449.0 8,700,682.5 9,849,826.6 2,476,348.2 1,654,255.1 948,776.0 4,555,059.1 379,676.9 87,060.4 221,539.4 410,883.3 38,175,556.5 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,753,750.3 345,032.0 300,360.0 259,500.1 622,320.9 19,224,988.7 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 5.8 143,444.6 50,508.2 193,959.5 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 257,094.6 0.0 0.0 0.0 0.0 257,094.6 Reservas Patrimoniales 1,587,607.8 1,676,386.5 1,680,969.5 455,966.6 300,105.9 69,414.5 409,316.6 39,993.8 13,777.9 5,574.3 8,063.9 6,247,177.4 Resultados Acumulados 2,877,768.0 2,037,478.0 4,733,307.3 798,727.2 464,805.5 33,481.8 0.0 80,130.6 -120,903.3 -84,386.0 -115,389.0 10,705,020.2 Resultado del Ejercicio 497,573.2 717,945.4 580,549.7 48,094.5 9,641.2 7,488.4 134,897.7 -85,479.5 -106,180.0 -102,593.5 -154,620.7 1,547,316.2 Otro Resultado Integral Neto -13,224.1 9,463.6 3,647.6 -641.3 0.0 0.0 61,186.3 0.0 0.0 0.0 4,241.5 64,673.6 Ajustes de Transición 157,634.5 474,926.7 353,271.8 14,962.9 223,320.7 53,941.3 55,078.0 37,391.8 6,342.8 1,243.6 33,177.5 1,411,291.8 CUENTAS CONTINGENTES 18,079,428.8 12,155,939.6 7,926,806.1 1,067,279.7 5,909,435.2 158,637.6 0.0 0.0 0.0 0.0 0.0 45,297,527.0 CUENTAS DE ORDEN 91,309,415.6 45,975,967.6 248,633,774.9 64,333,926.2 21,957,821.6 13,791,600.2 8,487,726.5 2,287,643.1 3,177,743.2 2,495,179.3 3,354,967.0 505,805,765.2 Información contable reportada por las instituciones financieras supervisadas. La información de éste estado financiero no ha sido auditada. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 31 DE AGOSTO DE 2019 C$ 33.3979 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.