SISTEMA BANCARIO Y FINANCIERAS Estado de Situacion Financiera Comparativo por Entidad Al 31 de Julio del 2019 (Expresado en miles de Córdobas)

BANPRO BANCO LAFISE BANCENTRO BAC BDF BANCO FICOHSA AVANZ BANCO PRODUZCAMOS FINANCIERA FAMA FINANCIERA FINCA NICARAGUA FINANCIERA FUNDESER Financiera FDL, S.A. Sistema Bancario y Financiero Activo 63,573,592.8 52,913,778.8 47,426,369.5 20,902,635.1 12,641,327.1 5,750,935.3 6,104,111.2 1,789,433.3 981,459.3 1,488,562.5 2,779,223.1 216,351,427.9 Efectivo y Equivalentes de Efectivo 17,317,254.4 9,323,092.6 17,491,431.7 4,688,288.1 3,344,289.3 2,177,099.1 510,543.7 413,506.8 274,416.8 256,594.6 454,816.5 56,251,333.7 Moneda Nacional 6,195,619.1 2,468,830.7 3,091,229.2 906,394.6 638,256.4 646,598.1 47,990.4 68,905.2 30,744.2 190,560.4 157,855.8 14,442,984.1 Caja 1,744,671.6 1,028,204.8 1,537,683.8 238,958.4 137,665.3 156,844.8 215.1 13,760.2 6,118.5 18,444.7 52,777.8 4,935,345.1 Banco Central de Nicaragua 3,638,244.8 1,344,287.9 1,424,629.9 536,459.4 484,141.0 227,862.9 11.6 14,744.3 8.3 99.4 0.0 7,670,489.5 Instituciones Financieras 125,711.5 96,338.0 128,915.5 130,976.8 16,450.2 11,728.7 47,763.7 40,400.7 24,617.3 73,726.8 105,078.0 801,707.2 Depósitos Restringidos 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Equivalentes de Efectivo 686,991.3 0.0 0.0 0.0 0.0 250,161.6 0.0 0.0 0.0 98,289.4 0.0 1,035,442.3 Moneda Extranjera 11,121,635.3 6,854,261.9 14,400,202.5 3,781,893.5 2,706,032.9 1,530,501.0 462,553.3 344,601.6 243,672.6 66,034.3 296,960.7 41,808,349.6 Caja 985,938.8 543,766.4 1,721,689.8 327,499.1 382,766.3 278,469.2 532.7 12,699.5 1,184.9 10,073.8 26,689.3 4,291,309.8 Banco Central de Nicaragua 4,511,409.8 3,223,216.2 3,725,703.7 2,014,412.3 907,333.4 483,180.5 1,170.5 15,632.8 16.6 848.1 0.0 14,882,924.0 Instituciones Financieras 5,608,295.9 2,837,345.0 6,623,092.8 1,408,873.7 1,053,447.1 217,873.6 457,524.1 316,269.3 242,471.0 55,112.4 270,271.4 19,090,576.4 Depósitos Restringidos 15,990.8 249,934.2 2,329,716.2 31,108.4 93,127.4 3,458.1 3,326.0 0.0 0.0 0.0 0.0 2,726,661.1 Equivalentes de Efectivo 0.0 0.0 0.0 0.0 269,358.6 547,519.6 0.0 0.0 0.0 0.0 0.0 816,878.2 Inversiones a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Inversiones a Valor Razonable con Cambios en Otro Resultado Integral 1,451,664.9 9,077,036.6 7,176.3 224,744.0 6,750.0 6,750.0 250.0 0.0 0.0 0.0 0.0 10,774,371.8 Cartera a Costo Amortizado 42,094,614.4 30,364,958.2 28,496,583.5 15,266,297.4 8,429,881.0 3,156,298.0 5,379,363.0 1,172,967.1 630,713.5 1,163,283.3 2,179,593.4 138,334,552.7 Inversiones a Costo Amortizado, Neto 4,787,897.7 4,085,072.3 0.0 657,139.7 1,507,531.2 0.0 2,690,960.4 333.4 0.0 0.0 100,058.9 13,828,993.6 Cartera de Créditos, Neta 37,306,716.7 26,279,885.9 28,496,583.5 14,609,157.7 6,922,349.8 3,156,298.0 2,688,402.6 1,172,633.7 630,713.5 1,163,283.3 2,079,534.5 124,505,559.2 Vigentes 35,586,771.9 24,271,817.5 26,743,702.4 13,861,063.7 6,261,378.9 2,834,895.1 2,675,822.9 1,013,447.2 514,591.1 948,065.0 1,885,320.2 116,596,875.9 Prorrogados 146,559.9 164,315.8 857,942.1 0.0 0.0 8,557.2 6,419.4 613.8 3,384.7 0.0 0.0 1,187,792.9 Reestructurados 1,801,569.2 2,171,859.6 1,369,857.7 714,343.3 614,797.1 413,326.2 54,895.8 247,644.3 155,083.4 205,354.4 303,899.3 8,052,630.5 Vencidos 562,595.6 585,668.0 808,511.7 335,698.1 299,012.7 67,715.9 14,352.3 103,346.8 100,778.1 180,879.6 217,328.1 3,275,887.1 Cobro Judicial 338,902.5 370,883.2 527,618.8 167,239.0 46,858.5 37,890.7 131,387.3 0.0 31,951.9 368.9 0.0 1,653,100.8 (-) Comisiones Devengadas con la Tasa de Interés Efectiva -81,688.0 -121,167.1 -141,491.9 -14,136.4 -20,650.3 -15,826.5 -2,713.8 -1,576.8 -3,618.3 -10,201.7 0.0 -413,070.7 Intereses y Comisiones por Cobrar sobre Cartera de Créditos 578,315.6 480,257.5 315,935.1 180,053.1 135,185.4 55,151.0 30,116.4 24,716.7 18,500.0 72,542.8 92,424.5 1,983,198.2 (-) Provisión de Cartera de Créditos -1,626,310.1 -1,643,748.7 -1,985,492.4 -635,102.9 -414,232.6 -245,411.8 -221,877.6 -215,558.3 -189,957.5 -233,725.8 -419,437.7 -7,830,855.4 Cuentas por Cobrar, Neto 164,118.1 540,965.6 114,576.2 68,666.7 54,021.6 37,755.8 2,798.2 22,814.4 1,376.3 2,041.3 13,912.3 1,023,046.4 Activos no Corrientes Mantenidos para la Venta 7,183.5 56,859.5 0.0 2,708.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 66,751.7 Activos Recibidos en Recuperación de Créditos 246,563.2 492,031.9 20,460.5 60,332.5 7,562.1 3,411.9 0.0 8,187.8 16,923.8 1,970.6 1,728.2 859,172.6 Participaciones 250,808.7 1,694,707.9 66,033.4 29,761.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,041,311.6 Activo Material 1,740,847.5 871,361.8 1,154,168.6 370,116.3 423,164.4 298,264.6 158,172.3 115,010.6 49,774.5 47,792.7 78,954.6 5,307,627.8 Activos Intangibles 122,958.3 63,074.9 19,070.1 48,813.4 157,458.3 48,138.2 45,024.6 30,200.5 0.0 12,752.7 22,117.0 569,608.0 Activos Fiscales 8,531.7 131,952.4 3,036.9 64,586.6 87,481.3 7,263.3 0.0 12,007.8 4,004.1 49.3 14,693.2 333,606.5 Otros Activos 169,048.2 297,737.4 53,832.3 78,319.8 130,719.1 15,954.4 7,959.4 14,738.3 4,250.3 4,078.0 13,407.8 790,045.1 Pasivo 54,604,381.6 43,679,638.2 37,321,439.2 18,416,048.8 10,764,665.8 4,748,471.6 1,458,940.1 1,360,701.5 872,414.6 1,278,553.8 2,315,914.7 176,821,169.8 Pasivos Financieros a Costo Amortizado 52,927,964.1 40,383,020.8 36,219,764.2 17,777,359.8 10,192,632.9 4,663,476.9 1,361,900.2 1,287,076.9 720,711.1 1,242,708.9 2,050,172.7 168,826,788.5 Obligaciones con el Público 38,028,217.9 29,009,250.6 27,534,784.5 11,611,671.4 5,743,041.2 3,717,452.1 0.0 0.0 0.0 0.0 0.0 115,644,417.8 Moneda Nacional 13,401,168.2 7,764,779.3 6,380,422.5 1,731,172.3 854,816.3 800,864.9 0.0 0.0 0.0 0.0 0.0 30,933,223.5 Depósitos a la Vista 7,334,910.6 4,282,972.0 4,046,172.8 349,187.6 681,450.3 617,472.0 0.0 0.0 0.0 0.0 0.0 17,312,165.3 Depósitos de Ahorro 5,127,696.5 2,915,498.1 2,008,241.6 1,223,961.3 134,483.5 154,021.4 0.0 0.0 0.0 0.0 0.0 11,563,902.4 Depósitos a Plazo 938,561.1 566,309.2 326,008.2 158,023.3 38,882.6 29,371.5 0.0 0.0 0.0 0.0 0.0 2,057,155.8 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Moneda Extranjera 24,418,994.1 21,098,995.5 21,027,656.0 9,764,379.8 4,840,577.3 2,885,959.6 0.0 0.0 0.0 0.0 0.0 84,036,562.4 Depósitos a la Vista 6,828,425.7 5,577,759.5 6,396,934.5 989,629.0 1,356,476.6 637,981.4 0.0 0.0 0.0 0.0 0.0 21,787,206.7 Depósitos de Ahorro 10,169,461.7 8,931,535.6 9,597,023.5 5,590,563.0 1,272,543.4 928,841.6 0.0 0.0 0.0 0.0 0.0 36,489,968.8 Depósitos a Plazo 7,421,106.8 6,589,700.3 5,033,698.0 3,184,187.9 2,211,557.4 1,319,136.6 0.0 0.0 0.0 0.0 0.0 25,759,386.9 Otros Depósitos del Público 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Intereses sobre Obligaciones con el Público por Depósitos 208,055.6 145,475.8 126,706.0 116,119.3 47,647.6 30,627.6 0.0 0.0 0.0 0.0 0.0 674,632.0 Otras Obligaciones Diversas con el Público 1,013,415.2 267,308.7 353,047.8 47,720.2 35,205.9 45,521.2 2,759.7 2,665.1 1,404.8 0.0 0.0 1,769,048.6 Obligaciones por Depósitos de Instituciones Financieras y de Organismos Internacionales 1,760,503.3 1,661,419.4 4,644,799.3 935,950.3 1,410,534.5 624,241.3 0.0 0.0 0.0 0.0 0.0 11,037,448.1 Obligaciones por Emisión de Deuda 70,271.0 0.0 0.0 157,546.2 0.0 0.0 0.0 13,473.6 0.0 0.0 0.0 241,290.8 Pasivos por Operaciones de Reporto 3,806,312.9 1,191,425.3 0.0 691,005.3 577,646.9 0.0 0.0 0.0 0.0 0.0 0.0 6,266,390.4 Obligaciones con Instituciones Financieras y por otros Financiamientos 7,661,577.3 8,130,623.4 3,687,132.6 4,148,917.5 2,257,670.7 252,512.7 1,359,140.5 1,270,938.3 719,306.3 1,242,708.9 2,050,172.7 32,780,700.9 Obligaciones con el Banco Central de Nicaragua 587,666.4 122,993.4 0.0 184,548.8 168,533.6 23,749.6 0.0 0.0 0.0 0.0 0.0 1,087,491.9 Arrendamiento Financiero 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Financieros a Valor Razonable con Cambios en Resultados 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Pasivos Fiscales 101,329.3 193,113.5 160,678.0 23,484.2 61,229.6 34,678.5 60,607.0 18,353.0 5,130.6 3,069.9 19,364.9 681,038.5 Obligaciones Subordinadas y/o Convertibles en Capital 998,903.9 2,460,534.5 0.0 439,146.3 331,017.3 0.0 0.0 0.0 103,269.8 0.0 163,056.2 4,495,927.9 Otros Pasivos y Provisiones 576,184.3 642,969.4 940,997.0 176,058.5 179,786.0 50,316.2 36,432.9 55,271.6 43,303.1 32,775.1 83,320.9 2,817,414.9 PATRIMONIO 8,969,211.2 9,234,140.6 10,104,930.4 2,486,586.3 1,876,661.3 1,002,463.7 4,645,171.0 428,731.8 109,044.7 210,008.7 463,308.5 39,530,258.1 Fondos Propios 8,811,634.8 8,750,190.6 9,748,011.0 2,471,870.0 1,653,340.5 948,522.4 4,528,906.7 391,340.0 102,701.9 208,766.1 425,889.4 38,041,173.4 Capital Social Pagado 3,928,500.0 4,268,872.0 2,855,000.0 1,173,560.0 879,702.5 838,390.9 3,753,750.3 345,032.0 300,360.0 259,500.1 622,320.9 19,224,988.7 Aportes a Capitalizar 0.0 0.6 0.0 0.0 0.0 0.3 0.0 0.0 5.8 143,444.6 50,508.2 193,959.5 Obligaciones Convertibles en Capital 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Capital Donado 0.0 0.0 0.0 0.0 0.0 0.0 257,094.6 0.0 0.0 0.0 0.0 257,094.6 Reservas Patrimoniales 1,587,607.8 1,676,386.5 1,680,969.5 455,966.6 293,711.2 69,414.5 409,316.6 39,993.8 13,777.9 5,574.3 8,063.9 6,240,782.7 Resultados Acumulados 2,876,361.7 2,170,978.0 4,733,307.3 798,431.5 471,200.2 33,481.8 0.0 80,130.6 -120,903.3 -84,386.0 -115,389.0 10,843,212.8 Resultado del Ejercicio 419,165.3 633,953.5 478,734.1 43,912.0 8,726.6 7,234.9 108,745.3 -73,816.4 -90,538.6 -115,366.9 -139,614.6 1,281,135.2 Otro Resultado Integral Neto -1,464.5 8,322.1 3,647.6 -542.4 0.0 0.0 61,186.3 0.0 0.0 0.0 4,241.5 75,390.6 Ajustes de Transición 159,040.9 475,627.9 353,271.8 15,258.7 223,320.7 53,941.3 55,078.0 37,391.8 6,342.8 1,242.6 33,177.5 1,413,694.1 CUENTAS CONTINGENTES 18,241,139.2 12,617,625.6 7,850,945.9 1,073,716.5 5,578,364.6 172,102.6 0.0 0.0 0.0 0.0 0.0 45,533,894.4 CUENTAS DE ORDEN 91,515,614.1 47,828,965.8 249,860,045.9 64,004,551.1 21,619,716.9 13,740,514.8 8,490,531.9 2,281,401.7 3,237,792.2 2,488,146.0 3,360,770.5 508,428,051.0 Información contable reportada por las instituciones financieras supervisadas. La información de éste estado financiero no ha sido auditada. La comparación de estados financieros es obligatoria a partir del año 2020. TIPO DE CAMBIO OFICIAL AL 31 DE JULIO DE 2019 C$ 33.2598 X US$ 1.00 El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”,  a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención.